455 Rolling Acres Dr, Mount Ulla, NC 28125 Property Records

Rowan County property record for 455 Rolling Acres Dr, Mount Ulla, NC 28125

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,968 sqft · built 2020
Lot Size	8.45 acres (368,082 sqft)
Owner	2 Individual Names on Record
Last Sale	$944,000 (Oct 2022)
Tax Bill	$5,377 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`758 047`

Property Details

APN / Parcel Number

Primary APN	`758 047`
Alternative APN	`6003936`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,968 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Composition/Composite
Lot Area	368,082 sqft (8.45 acres)
Pool Type	In-Ground Vinyl Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	455 ROLLING ACRES DR
City	MOUNT ULLA
State	NC
Zip	28125-8818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT4 8.45AC
Legal Subdivision	CONTAINING 8
Legal Lot Number	4,8
Jurisdiction	ROWAN NC
Township / Civil Division	STEELE
Census Block Group	1
Census Block	1044
Census Tract	51901

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	455 ROLLING ACRES DR, MOUNT ULLA, NC 28125-8818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAROLINA FARM CREDIT ACA
Apr 14, 2021	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Mar 9, 2022	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Apr 17, 2020	Warranty Deed, Construction Loan · Construction Mortgage FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2022 · Amount on Record
Deed Sale	Oct 4, 2022 · Amount on Record
Prior Sale	Apr 17, 2020 · Amount on Record
Deed Book / Page	1411 / 139
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 4, 2022
Property Address	455 ROLLING ACRES DR, MOUNT ULLA, NC 28125-8818
Document Number	0014110139
Book / Page	1411 / 139
Map Reference	MB 9995 PG 10221
Instrument Date	Sep 30, 2022
Transaction Type	Transfer
Record Updated	Oct 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,888.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 766, MOUNT ULLA, NC 28125-0766

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 ROLLING ACRES DR, MOUNT ULLA, NC 28125-8818

Mortgage

Document Number	0001411140
Date	Oct 4, 2022
Instrument	1411/140

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.25%
Index	1-Year CMT
Max Rate	9.26%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	455 ROLLING ACRES DR, MOUNT ULLA, NC 28125-8818
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013900283
Date	Dec 6, 2021
Book Page	1390/283

Lender

Name	CAROLINA FARM CREDIT ACA
Type	Bank
Address	GREENSBORO, NC 27408

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	455 ROLLING ACRES DR, MOUNT ULLA, NC 28125-8818
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 ROLLING ACRES DR, MOUNT ULLA, NC 28125-8818

Mortgage

Document Number	0013720750
Date	Apr 14, 2021
Book Page	1372/750

Lender

Name	COGENT BANK
Type	Bank
Address	MOORESVILLE, NC 28117

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 2, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	455 ROLLING ACRES DR, MOUNT ULLA, NC 28125-8818
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 ROLLING ACRES DR, MOUNT ULLA, NC 28125-8818

Mortgage

Document Number	0013970055
Date	Mar 9, 2022
Book Page	1397/55

Lender

Name	COGENT BANK
Type	Bank
Address	MOORESVILLE, NC 28117

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Feb 18, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Apr 17, 2020
Property Address	455 ROLLING ACRES DR, MOUNT ULLA, NC 28125-8818
Document Number	0013460927
Book / Page	001346 / 000927
Instrument Date	Apr 17, 2020
Transaction Type	Construction Loan
Record Updated	Jul 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$320.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	455 ROLLING ACRES DR MOUNT ULLA NC 28125, MOUNT ULLA, NC 28125

Mortgage

Document Number	13460928
Date	Apr 17, 2020
Book Page	001346/000928

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LIBERTY, NC 27298

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2050

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,377.00	$802,560 (-) Land $106,958 Building $695,602	$802,560 (-) Land $106,958 Building $695,602
2023	$5,377.00	$802,560 Land $106,958 Building $695,602	$802,560 Land $106,958 Building $695,602

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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