455 River Edge Ln, Saint Johns, FL 32259 Property Records

St. Johns County property record for 455 River Edge Ln, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,950 sqft · built 2003
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Aug 2019)
Tax Bill	$7,817 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004690-0060`

Property Details

APN / Parcel Number

Primary APN	`004690-0060`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	2,950 sqft Living Area
Gross Area	3,975 sqft
1st Floor Area	2,391 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.59 acres)
Garage Type	Attached
Garage Area	790 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	480 sqft
Porch	Finished Screened Porch
Porch Area	270 sqft
Deck Area	Deck Area
Patio Area	630 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	455 RIVER EDGE LN
City	SAINT JOHNS
State	FL
Zip	32259-2886
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	14/55 & 56 RIVER EDGE LOT 6 OR4781/1797
Legal Range	27E
Legal Township	04S
Legal Section	30
Legal Subdivision	RIVER EDGE
Legal Block	1
Legal Lot Number	6
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1003
Census Tract	20803

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	455 RIVER EDGE LN, SAINT JOHNS, FL 32259-2886
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Aug 21, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2019 · Amount on Record
Deed Sale	Aug 21, 2019 · Amount on Record
Prior Sale	Jul 10, 2003 · Amount on Record
Deed Document Number	201961731
Deed Book / Page	4781 / 1797
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	455 RIVER EDGE LN, SAINT JOHNS, FL 32259-2886
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	GOLDEN RULE TITLE LLC, GOLDEN RULE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 RIVER EDGE LN, FRUIT COVE, FL 32259-2886

Mortgage

Document Number	0054411170
Date	Dec 9, 2021
Book Page	5441/1170
Instrument	2021133571

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 21, 2019
Property Address	455 RIVER EDGE LN, SAINT JOHNS, FL 32259-2886
Document Number	0047811797
Book / Page	4781 / 1797
Map Reference	MB 14 PG 55&56
Instrument Date	Aug 9, 2019
Instrument	2019061731
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	US PATRIOT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,765.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13364 BEACH BLVD UNIT 523, 13364, JACKSONVILLE, FL 32224-0280

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 RIVER EDGE LN, SAINT JOHNS, FL 32259-2886

Mortgage

Document Number	0047811799
Date	Aug 21, 2019
Instrument	4781/1799

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$610,308 (+2.68%) Land $150,000 Building $460,308	$610,308 (+2.68%) Land $150,000 Building $460,308
2025	$7,817.00 (+9.97%) Homeowner's exemption	$594,399 (+1.43%)	$594,399 (+1.43%) Land $150,000 Building $444,399
2024	$7,108.00 (+22.34%) Homeowner's exemption	$586,026 (+21.45%)	$586,026 (+21.45%) Land $150,000 Building $436,026
2023	$5,810.00 (+9.05%)	$482,524 (+10.12%)	$482,524 (+10.12%) Land $89,600 Building $392,924
2022	$5,328.00	$438,178	$438,178 Land $89,600 Building $348,578

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 102 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	102 in force
Nearby Flood Claims	39 (1991–2017)
Claims Outside the SFHA	26 of 39
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 22 claims Hurricane Matthew, Oct 2016 · 5 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAYSIDE ESTATES WTP private · serves 180 people · EPA ID FL2554344
Water Source	Groundwater
Last State Inspection	Mar 2024
Also Mapped Here	JEA MAJOR GRID
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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