St. Clair County property record for 455 Richman Rd, Kimball, MI 48074
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,086 sqft · built 1998 |
| Lot Size | 15.8 acres (688,989 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $167,000 (Mar 2014) |
| Deeds & Mortgages | Nov 2018 Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-25-640-0003-101 |
| Primary APN | 74-25-640-0003-101 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,086 sqft Living Area |
| 1st Floor Area | 2,086 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Lot Area | 688,989 sqft (15.8 acres) |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 455 RICHMAN RD |
|---|---|
| City | KIMBALL |
| State | MI |
| Zip | 48074-4014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | PART OF LOT 3 DESC AS: BEG AT NE COR LOT 3 TH S 87D 54M 15S W 583.11' TO A CURVE TO LEFT, RADUIUS 269.94', CHORD BEARS S 42D |
| Legal Subdivision | HENRYS ADD TO SMITHS CRK |
| Legal Lot Number | 3 |
| Legal Unit | 3,3 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | KIMBALL |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 634100 |
455 Richman Rd is owned and occupied by two individuals who acquired it in May 2015.
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 455 RICHMAN RD, KIMBALL, MI 48074-4014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Nov 16, 2017 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2014 · Amount on File |
| Deed Sale | Mar 19, 2014 · Amount on File |
| Deed Document Number | 20145012 |
| Deed Book / Page | 4488 / 579 |
| Last Transfer Date | May 27, 2015 |
| Transfer Doc | 004607/301 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 455 RICHMAN RD, KIMBALL, MI 48074-4014 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0050110356 |
|---|---|
| Date | Nov 28, 2018 |
| Book Page | 5011/356 |
| Instrument | 2018026151 |
| Name | HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 7, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 455 RICHMAN RD, KIMBALL, MI 48074-4014 |
| Document Number | 0048950136 |
| Instrument Date | Nov 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 455 RICHMAN RD KIMBALL MI 480744014, KIMBALL, MI 48074-4014 |
| Document Number | 0048950136 |
|---|---|
| Date | Nov 28, 2017 |
| Book Page | 004895/000136 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 27, 2047 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Kimball Township |
| Unified School District | Marysville Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $229,600 (+2.87%) | $459,200 | |
| 2025 | Homeowner's exemption | $223,200 | |
| 2024 | $446,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 455 Richman Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 455 Richman Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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