San Diego County property record for 455 Ramona Ave, Spring Valley, CA 91977
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 1,541 sqft · built 1967 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $432,500 (Sep 2017) |
| Tax Bill | $3,541 (2025) |
| Deeds & Mortgages | Mar 2023 Transfer Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 584-500-43-00 |
| Primary APN | 584-500-43-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,541 sqft Living Area |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Lot Area | 7,000 sqft (0.161 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Floor/Wall Furnace |
|---|
| Old Parcel Number | 5845000200 |
|---|---|
| Street Address | 455 RAMONA AVE |
| City | SPRING VALLEY |
| State | CA |
| Zip | 91977-6033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | BLK 47 LOTS 3&4 ST CLSD ADJ& TR 000441 |
| Legal Subdivision | COLONY/LA PRESA |
| Legal Tract | 000441 |
| Legal Block | 47 |
| Legal Lot Number | 3,4 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 13903 |
455 Ramona Ave is owned and occupied by an individual who acquired it in March 2023.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 455 RAMONA AVE, SPRING VALLEY, CA 91977-6033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 14, 2023 | Transfer on Death Deed, Transfer |
| Dec 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC |
| Sep 15, 2017 | Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2017 · Amount on File |
| Deed Sale | Sep 15, 2017 · Amount on File |
| Prior Sale | May 9, 2014 · Amount on File |
| Deed Document Number | 2017423823 |
| Last Transfer Date | Mar 10, 2023 |
| Transfer Doc | 0000065012 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 14, 2023 |
| Property Address | 455 RAMONA AVE, SPRING VALLEY, CA 91977-6033 |
| Document Number | 0000065012 |
| Map Reference | MAP 441 |
| Instrument Date | Mar 10, 2023 |
| Instrument | 2023-0065012 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 455 RAMONA AVE, SPRING VALLEY, CA 91977-6033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 455 RAMONA AVE, SPRING VALLEY, CA 91977-6033 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TRGC |
| Name | Verified Name |
|---|---|
| Address | 455 RAMONA AVE, SPRING VALLEY, CA 91977-6033 |
| Document Number | 0000761447 |
|---|---|
| Date | Dec 1, 2020 |
| Instrument | 2020-0761447 |
| Name | WATERMARK CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 15, 2017 |
| Property Address | 455 RAMONA AVE, SPRING VALLEY, CA 91977-6033 |
| Document Number | 0000423823 |
| Map Reference | MAP441 |
| Instrument Date | Aug 25, 2017 |
| Instrument | 2017-0423823 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 455 RAMONA AVE, SPRING VALLEY, CA 91977-6033 |
| Document Number | 0000423824 |
|---|---|
| Date | Sep 15, 2017 |
| Instrument | 2017-0423824 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 455 Ramona Ave was $3,541 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $248,580 (+2%) Land $64,204 Building $184,376 | |
| 2025 | $3,541.00 Homeowner's exemption | $243,707 Land $62,946 Building $180,761 |
| 2023 | $3,264.00 (+1.97%) Homeowner's exemption | $234,245 Land $60,502 Building $173,743 |
| 2022 | $3,201.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 455 Ramona Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 455 Ramona Ave is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures