Tipton County property record for 455 Ralph Rd, Covington, TN 38019 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 2008 |
| Square Footage | 2,406 sqft Living Area |
| Lot Size | 36,516 sqft (0.838 acres) |
| Garage | Mixed, 264 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $240,000 (2020) |
| Tax Bill | $1,095.00 (2025) |
| Primary APN | 084048 00101 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 2,406 sqft Living Area |
| 1st Floor | 1,718 sqft 1st Floor |
| Upper Floors | 1,147 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Paneling Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Siding Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 36,516 sqft (0.838 acres) |
| Depth X Width | 200 ft x 200 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 264 sqft Garage |
| Porch Area | 416 sqft Porch |
| Storage Building | 900 sqft Storage Building |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 455 RALPH RD |
|---|---|
| City | COVINGTON |
| State | TN |
| Zip | 38019-4919 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 13, COUNTY AREA: A62 |
| Jurisdiction | TIPTON TN |
| Minor Civil Division | 2 |
| Census Blockgroup | 1 |
| Census Block | 1026 |
| Census Tract | 40900 |
Source: Tipton County records · APN 084048 00101
Assessment roll updated January 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 455 RALPH RD, COVINGTON, TN 38019-4919 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Et Ux (and Wife) - Vendor Data Only |
| Date | Document |
|---|---|
| Aug 01, 2022 | Warranty Deed, Transfer · Conventional Mortgage PATRIOT BANK |
| Jul 02, 2020 | Warranty Deed, Transfer · Commercial Mortgage PATRIOT BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 02, 2020 · Amount on Record |
| Deed Sale | Jul 02, 2020 · Amount on Record |
| Prior Sale | Sep 24, 1987 |
| Deed Doc Number | 2020234684 |
| Deed Book / Page | 1850 / 620 |
| Last Transfer Date | Jul 29, 2022 |
| Transfer Doc | 0001969835 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIPTON TN |
| Recording Date | Aug 01, 2022 |
| Property Address | 455 RALPH RD, COVINGTON, TN 38019-4919 |
| Document Number | 0001969835 |
| Book / Page | 1969 / 835 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 259250 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $925.00 |
| Amount Accuracy | Calculated from Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 455 RALPH RD, COVINGTON, TN 38019-4919 |
| Document Number | 0000259251 |
|---|---|
| Date | Aug 01, 2022 |
| Instrument | 259251 |
| Name | PATRIOT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIPTON TN |
| Recording Date | Jul 02, 2020 |
| Property Address | 455 RALPH RD, COVINGTON, TN 38019-4919 |
| Document Number | 0001850620 |
| Book / Page | 1850 / 620 |
| Instrument Date | Jul 02, 2020 |
| Instrument | 234684 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $888.04 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 2800 HIGHWAY 59 S, COVINGTON, TN 38019-7318 |
| Document Number | 0000234685 |
|---|---|
| Date | Jul 02, 2020 |
| Instrument | 234685 |
| Name | PATRIOT BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 02, 2021 |
Source: Tipton County records · Assessment roll updated January 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Tipton County |
| Unified School District | Tipton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,095.00 (+6.83%) | $71,975 (-) Land $3,750 Building $68,225 | |
| 2023 | $71,975 Land $3,750 Building $68,225 | ||
| 2022 | $1,025.00 | ||
| 2020 | $287,900 Land $15,000 Building $272,900 |
Source: FEMA National Flood Hazard Layer, Tipton County (47167C), updated August 28, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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