455 Prescott Rd, Howe, TX 75459 Property Records

Grayson County property record for 455 Prescott Rd, Howe, TX 75459

Property Summary

Property Type	Rural Home
Details	2,471 sqft · built 2018
Lot Size	3.04 acres (132,466 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,624 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`210 006700906`

Property Details

APN / Parcel Number

Primary APN	`210 006700906`
Alternative APN	`368582`

Interior

Building Area	2,471 sqft Living Area
Gross Area	3,101 sqft
1st Floor Area	2,471 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Lot Area	132,466 sqft (3.04 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	693 sqft
Utility Building	560 sqft

Location & Zoning

Account Number	368582
Street Address	455 PRESCOTT RD
City	HOWE
State	TX
Zip	75459-2103
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	G-0067 BAXTER M & HRS A-G0067, ACRES 3.041
Legal Subdivision	BAXTER M & HRS A-G0067
Jurisdiction	GRAYSON TX
Township / Civil Division	SOUTHWEST GRAYSON
Census Block Group	4
Census Block	4030
Census Tract	1901

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	455 PRESCOTT RD, HOWE, TX 75459-2103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · VA Mortgage COMMERCIAL BANK OF TEXAS NA
Feb 12, 2019	Deed of Trust, Mortgage · VA Mortgage COMMERCIAL BK/TX
Nov 20, 2018	Loan Modification, Mortgage COMMERCIAL BK/TX
Feb 14, 2018	Trustee's Deed, Construction Loan · Construction Mortgage COMMERCIAL BK/TX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2013
Deed Sale	Jan 7, 2013
Deed Document Number	0000523289
Deed Book / Page	5232 / 00089
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	455 PRESCOTT RD, HOWE, TX 75459-2103
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006715
Date	Mar 1, 2022
Instrument	2022-6715

Lender

Name	COMMERCIAL BANK OF TEXAS NA
Type	Bank
Address	NACOGDOCHES, TX 75961

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	455 PRESCOTT RD, HOWE, TX 75459-2103
Document Number	0000003735
Instrument Date	Feb 12, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2019
Title Company	SECURED TITLE/TX LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	455 PRESCOTT RD HOWE TX 754592103, HOWE, TX 75459-2103

Mortgage

Document Number	0000003735
Date	Feb 21, 2019
Instrument	3735

Lender

Name	COMMERCIAL BK/TX
Type	Bank
Address	NACOGDOCHES, TX 75961

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2049

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	455 PRESCOTT RD, HOWE, TX 75459-2103
Document Number	0000000051
Instrument Date	Nov 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 PRESCOTT RD HOWE TX 754592103, HOWE, TX 75459-2103

Mortgage

Document Number	0000000051
Date	Jan 2, 2019
Instrument	51

Lender

Name	COMMERCIAL BK/TX
Type	Bank
Address	NACOGDOCHES, TX 75963-5050

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2020

February 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GRAYSON TX
Recording Date	Feb 14, 2018
Property Address	455 PRESCOTT RD, HOWE, TX 75459-2103
Instrument Date	Feb 14, 2018
Instrument	3034
Transaction Type	Construction Loan
Record Updated	Feb 27, 2018
Title Company	SECURED TITLE/TX LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2609 CLASSIC CT E BEDFORD TX 760214939, BEDFORD, TX 76021-4939

Mortgage

Document Number	0000003034
Date	Feb 14, 2018
Instrument	3034

Lender

Name	COMMERCIAL BK/TX
Type	Bank
Address	NACOGDOCHES, TX 75961

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 13, 2019

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Collinsville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$496,388 (-1.79%)	$550,554 (+8.92%) Land $180,992 Building $369,562
2024	$5,624.00 (+10.25%)
2023		$505,448 Land $155,112 Building $350,336	$505,448 Land $155,112 Building $350,336
2022	$5,101.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DORCHESTER serves 1,696 people · EPA ID TX0910028
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ElektraFi Fixed Wireless	400 / 60
Nextlink Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	50 / 10

May also be available: T-Mobile.

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