455 Phillips St, Ridgecrest, CA 93555 Property Records

Kern County property record for 455 Phillips St, Ridgecrest, CA 93555

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,542 sqft · built 1979
Lot Size	5.06 acres (220,414 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Jun 2019)
Tax Bill	$3,975 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Mar 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`352-250-22-00-3`

Property Details

APN / Parcel Number

Primary APN	`352-250-22-00-3`
Alternative APNs	`352-250-22-9` `3522502200` `35225022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,542 sqft Living Area
Gross Area	3,255 sqft
1st Floor Area	1,632 sqft
2nd Floor Area	910 sqft
Family Room	Family Room

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Frame
Lot Area	220,414 sqft
Garage Type	Attached
Garage Area	674 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	39 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	352250229
Street Address	455 PHILLIPS ST
City	RIDGECREST
State	CA
Zip	93555-8418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E 5 RS
Legal Description	PARCEL MAP 656 , LOT 2
Legal Subdivision	PARCEL MAP NO 656
Legal Tract	656
Legal Block	2
Legal Lot Number	2
Jurisdiction	KERN CA
Township / Civil Division	EAST KERN
Census Block Group	2
Census Block	2049
Census Tract	5509

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	455 PHILLIPS ST, RIDGECREST, CA 93555-8418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Mar 16, 2018	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Jun 14, 2019	Grant Deed, Transfer · VA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2019 · Amount on Record
Deed Sale	Jun 14, 2019 · Amount on Record
Prior Sale	Jun 4, 1999 · Amount on Record
Deed Document Number	201969672
Prior Transfer Date	Oct 9, 2007
Prior Transfer Doc	0000210039
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	455 PHILLIPS ST, RIDGECREST, CA 93555-8418
Transaction Type	Mortgage
Record Updated	Nov 7, 2022
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 PHILLIPS ST, RIDGECREST, CA 93555-8418

Mortgage

Document Number	0000130050
Date	Sep 15, 2020
Instrument	220130050

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	455 PHILLIPS ST, RIDGECREST, CA 93555-8418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FNTG CTC LTD SERVS GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031292
Date	Mar 16, 2018
Instrument	2018031292

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 4, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jun 14, 2019
Property Address	455 PHILLIPS ST, RIDGECREST, CA 93555-8418
Document Number	0000069672
Map Reference	PM 656 MB 5 PG 119
Instrument Date	May 7, 2019
Instrument	219069672
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	455 PHILLIPS ST, RIDGECREST, CA 93555-8418

Mortgage

Document Number	0000069673
Date	Jun 14, 2019
Instrument	219069673

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Unified School District	Sierra Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$341,342 (+2%) Land $56,889 Building $284,453
2025	$3,975.00 (+7.03%) Homeowner's exemption	$334,650 (+4.04%) Land $55,774 Building $278,876
2024	$3,714.00 (+3.48%)
2023	$3,589.00 (+2.31%) Homeowner's exemption	$321,657 Land $53,609 Building $268,048
2022	$3,508.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
SBC-Wireless Fixed Wireless	100 / 100

May also be available: Verizon.

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