455 Pear Tree Rd, Troy, MO 63379 Property Records

Lincoln County property record for 455 Pear Tree Rd, Troy, MO 63379 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,737 sqft · built 2017
Lot Size	3.5 acres (152,460 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,330 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage May 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-20-09-000-000-003.001`

Property Details

APN / Parcel Number

Primary APN	`19-20-09-000-000-003.001`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,737 sqft Living Area
Basement Area	2,737 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asbestos
Lot Area	152,460 sqft (3.5 acres)
Garage Type	Mixed
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	455 PEAR TREE RD
City	TROY
State	MO
Zip	63379-3900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT OF LAND IN N1/2 SEC 9 T48 R1W
Legal Range	01W
Legal Section	09
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	3
Census Block	3045
Census Tract	810203

Owner

Source: Lincoln County records · APN 19-20-09-000-000-003.001

Assessment roll updated June 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	455 PEAR TREE RD, TROY, MO 63379-3900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
May 10, 2018	Deed of Trust, Mortgage · Line of Credit SAINTS AVENUE BANK
Nov 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF OLD MONROE
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF OLD MONROE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	455 PEAR TREE RD, TROY, MO 63379-3900
Transaction Type	Mortgage
Record Updated	Apr 08, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 PEAR TREE RD, TROY, MO 63379-3900

Mortgage

Document Number	002515/753
Date	Nov 13, 2025
Book Page	2515/753
Instrument	2025009318

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 01, 2045

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	455 PEAR TREE RD, TROY, MO 63379-3900
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2422/0579
Date	May 10, 2018
Book Page	2422/0579
Instrument	2018003942

Lender

Name	SAINTS AVENUE BANK
Type	Bank
Address	HANNIBAL, MO 63401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	108 Months
Due	May 15, 2027

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	455 PEAR TREE RD, TROY, MO 63379-3900
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2417/0182
Date	Nov 14, 2017
Book Page	2417/0182
Instrument	2017010670

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2047

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	455 PEAR TREE RD, TROY, MO 63379-3900
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	MEYER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2448/652
Date	Jun 25, 2020
Book Page	2448/652
Instrument	2020006688

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,330.00 (+5.61%)	$87,206 (+7.07%) Land $6,260 Building $80,946	$458,980 (+7.07%) Land $32,950 Building $426,030
2023	$5,047.00 (+4.36%)	$81,445 Land $5,795 Building $75,650	$428,660 Land $30,500 Building $398,160
2022	$4,836.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), updated October 5, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291138102033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 35% of the US · above 26% of Missouri
Wildfire Likelihood	About 1 in 2,703 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Gateway Fiber Holdings	Fiber	2,000 / 2,000

May also be available at this address: Verizon, SysTec Wireless Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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