455 Orange Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 455 Orange Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2004
Square Footage	2,376 sqft Heated Area
Lot Size	35,719 sqft (0.819 acres)
Occupancy	Owner Occupied
Last Sale	$420,000 (2022)
Tax Bill	$6,563.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`81101`
Alternative APN	`012630495000011960`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,376 sqft Heated Area
Gross Area	3,219 sqft Gross Area
1st Floor	1,892 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Vinyl/Resilient Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2004
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	35,719 sqft (0.819 acres)
Depth X Width	297 ft x 120 ft Depth x Width
Garage Area	484 sqft Garage

Exterior Amenities

Fence	Fence
Shed	1 Shed
Shed Area	80 sqft Shed
Patio Area	567 sqft Patio
Porch	Enclosed Porch
Porch Area	1,327 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	81101
Street Address	455 ORANGE AVE
City	SAINT CLOUD
State	FL
Zip	34769-2555
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C S 120 FT OF LOT 196
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	4950
Legal Block	1
Legal Lot Number	196
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2043
Census Tract	43600

Owner

Source: Osceola County records · APN 81101

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	455 ORANGE AVE, SAINT CLOUD, FL 34769-2555
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 13, 2022 · Amount on Record
Deed Sale	Jun 13, 2022 · Amount on Record
Prior Sale	Dec 07, 2010 · Amount on Record
Deed Doc Number	2022092710
Deed Book / Page	6232 / 1457
Record Refreshed	Jun 08, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 13, 2022
Property Address	455 ORANGE AVE, SAINT CLOUD, FL 34769-2555
Document Number	0062321457
Book / Page	6232 / 1457
Map Reference	MB B PG 61-64
Instrument Date	Jun 08, 2022
Instrument	2022092710
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	455 ORANGE AVE, 455, SAINT CLOUD, FL 34769-2555

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 ORANGE AVE, SAINT CLOUD, FL 34769-2555

Mortgage

Document Number	0062321459
Date	Jun 13, 2022
Instrument	6232/1459

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,563.00 (+11.58%)	$422,300 (+12.11%) Land $79,800 Building $342,500	$422,300 (+12.11%) Land $79,800 Building $342,500
2023	$5,882.00 (+234.78%)	$376,700 (+202.28%) Land $72,500 Building $304,200	$376,700 (+16.05%) Land $72,500 Building $304,200
2022	$1,757.00 Homeowner's exemption	$124,621	$324,600 Land $65,200 Building $259,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	61.0 ft

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 629 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.