455 Old Ferry Rd, Chapin, SC 29036 Property Records

Lexington County property record for 455 Old Ferry Rd, Chapin, SC 29036

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 4,435 sqft · built 2009
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,956 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001521-01-007`

Property Details

APN / Parcel Number

Primary APN	`001521-01-007`
Alternative APN	`0152101007`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	4,435 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	21,344 sqft (0.49 acres)
View / Lot	Waterfront / Beach

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	455 OLD FERRY RD
City	CHAPIN
State	SC
Zip	29036-9593
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	MERCHANTS POINT PARCEL 7A
Jurisdiction	LEXINGTON SC
Township / Civil Division	CHAPIN
Census Block Group	1
Census Block	1020
Census Tract	21206

Owner

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	455 OLD FERRY RD, CHAPIN, SC 29036-9593
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 9, 2018	Deed of Trust, Mortgage MORTGAGE OPTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 12, 2006
Transfer Doc	1137900300
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	455 OLD FERRY RD, CHAPIN, SC 29036-9593
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2097903382
Date	Nov 24, 2021
Book Page	20979/3382
Instrument	2021063597

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	455 OLD FERRY RD, CHAPIN, SC 29036-9593
Document Number	1993900006
Instrument Date	Apr 9, 2018
Transaction Type	Mortgage
Record Updated	May 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	455 OLD FERRY RD CHAPIN SC 290369593, CHAPIN, SC 29036-9593

Mortgage

Document Number	1993900006
Date	Apr 13, 2018
Book Page	019939/000006
Instrument	16373

Lender

Name	MORTGAGE OPTIONS
Type	Mortgage Company
Address	COLUMBIA, SC 29212

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2048

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,956.00 (+7.7%)
2024	$5,530.00 (+0.86%)	$36,154 (-) Land $9,600 Building $26,554	$903,851 (-) Land $240,000 Building $663,851
2023	$5,483.00	$36,154 Land $9,600 Building $26,554	$903,851 Land $240,000 Building $663,851

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	2 (2024–2025)
Most Recent Claim	Aug 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BGWC MILMONT SHORES private · serves 57 people · EPA ID SC3250025
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	CITY OF COLUMBIA
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	2.03 mg/L (2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CarolinaConnect Cooperative.

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