Fremont County property record for 455 Oak St, Florence, CO 81226
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,816 sqft · built 1995 |
| Lot Size | 1.65 acres (71,874 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Jul 2026) |
| Tax Bill | $1,536 (2025) |
| Deeds & Mortgages | Jul 2026 Sale May 2026 Foreclosure + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R031530 |
| Primary APN | R031530 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,816 sqft Living Area |
| 1st Floor Area | 1,816 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Modular |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 71,874 sqft (1.65 acres) |
| Garage Type | Carport |
| Garage Area | 3 sqft |
| Carport | Carport |
| Carport Area | 3 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 380 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R031530 |
|---|---|
| Street Address | 455 OAK ST |
| City | FLORENCE |
| State | CO |
| Zip | 81226-9433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT A KEMP SUB REF FROM 730-02-200 |
| Legal Subdivision | KEMP SUB |
| Legal Block | 1185 |
| Legal Lot Number | A |
| Jurisdiction | FREMONT CO |
| Township / Civil Division | FLORENCE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 978200 |
Source: Fremont County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 118 JERRY DR, 282, WESTCLIFFE, CO 81252-9483 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2026 | Special Warranty Deed, Transfer SERVICELINK |
| May 14, 2026 | Trustee's Deed, Foreclosure NONE LISTED ON DOCUMENT |
| Mar 4, 2024 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LENDING CORP |
| Apr 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP |
| Feb 11, 2020 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LNDG |
| May 4, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2026 · Amount on Record |
| Deed Sale | Jul 27, 2026 · Amount on Record |
| Deed Document Number | 20261057563 |
| Prior Transfer Date | May 14, 2026 |
| Prior Transfer Doc | 0001055452 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FREMONT CO |
| Recording Date | Jul 27, 2026 |
| Property Address | 455 OAK ST, FLORENCE, CO 81226-9433 |
| Document Number | 0001057563 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 20261057563 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2026 |
| Title Company | SERVICELINK |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,616.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | FREMONT CO |
| Recording Date | May 14, 2026 |
| Property Address | 455 OAK ST, FLORENCE, CO 81226-9433 |
| Document Number | 0001055452 |
| Instrument Date | May 14, 2026 |
| Instrument | 20261055452 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3637 SENTARA WAY, VIRGINIA BEACH, VA 23452-4262 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREMONT CO |
| Property Address | 455 OAK ST, FLORENCE, CO 81226-9433 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2024 |
| Name | Verified Name |
|---|---|
| Address | 455 OAK ST, FLORENCE, CO 81226-9433 |
| Document Number | 0001034792 |
|---|---|
| Date | Mar 4, 2024 |
| Instrument | 1034792 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREMONT CO |
| Property Address | 455 OAK ST, FLORENCE, CO 81226-9433 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000999336 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 999336 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREMONT CO |
| Property Address | 455 OAK ST, FLORENCE, CO 81226-9433 |
| Document Number | 0000983043 |
| Instrument Date | Feb 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 455 OAK ST FLORENCE CO 812269433, FLORENCE, CO 81226-9433 |
| Document Number | 0000983043 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 983043 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 23, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREMONT CO |
| Recording Date | May 4, 2017 |
| Property Address | 455 OAK ST, FLORENCE, CO 81226-9433 |
| Document Number | 0000949922 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 949922 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Title Company | FIDELITY NATIONAL TITLE INS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 455 OAK ST, FLORENCE, CO 81226-9433 |
| Document Number | 0000949923 |
|---|---|
| Date | May 4, 2017 |
| Instrument | 949923 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2032 |
Source: Fremont County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Fremont County |
| Unified School District | Fremont RE-2 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,536.00 (+12.45%) | $24,525 (-4.53%) | $329,503 (-2.28%) |
| 2024 | $1,366.00 (+18.58%) | $25,688 (+35.69%) | |
| 2023 | $1,152.00 (-11.38%) | $18,931 (-10.47%) | $337,198 (+31.57%) |
| 2022 | $1,300.00 | $21,145 | $256,294 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 4 (1999–2018) |
| Most Recent Claim | Jul 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 47% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 7,500 people · EPA ID CO0122500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jul 2025 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| SECOM Fixed Wireless | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
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