Monongalia County property record for 455 Nicholson Loop, Morgantown, WV 26508 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,637 sqft · built 2022 |
| Lot Size | 1.23 acres (53,579 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,000 (Sep 2020) |
| Tax Bill | $2,279 (2025) |
| Deeds & Mortgages | Sep 2021 Construction Loan Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-20-0108.0000 |
| Primary APN | 08-20-0108.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,637 sqft Living Area |
| 1st Floor Area | 1,596 sqft |
| Basement Area | 661 sqft |
| Finished Basement | 661 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Architectural Style | Modern |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 53,579 sqft (1.23 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 455 NICHOLSON LOOP |
|---|---|
| City | MORGANTOWN |
| State | WV |
| Zip | 26508-3850 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.23 AC SUR NICHOLSON LOOP |
| Jurisdiction | MONONGALIA WV |
| Township / Civil Division | WESTERN |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 11803 |
Source: Monongalia County records · APN 08-20-0108.0000
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 455 NICHOLSON LOOP, MORGANTOWN, WV 26508-3850 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2021 | Deed of Trust, Mortgage · Construction Mortgage HOME SAVINGS BANK |
| Sep 22, 2020 | Deed, Transfer · Conventional Mortgage HOME SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 22, 2020 · Amount on Record |
| Deed Sale | Sep 22, 2020 · Amount on Record |
| Deed Document Number | 0000171616 |
| Deed Book / Page | 1716 / 16 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONONGALIA WV |
| Property Address | 455 NICHOLSON LOOP, MORGANTOWN, WV 26508-3850 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000843899 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | 2470/249 |
| Instrument | 843899 |
| Name | HOME SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | YOUNGSTOWN, OH 44503 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 371 Months |
| Due | Aug 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONONGALIA WV |
| Recording Date | Sep 22, 2020 |
| Property Address | NICHOLSON LOOP RD, MORGANTOWN, WV 26508 |
| Document Number | 0000802439 |
| Book / Page | 1716 / 16 |
| Instrument Date | Sep 22, 2020 |
| Instrument | 802439 |
| Transaction Type | Transfer |
| Record Updated | Sep 08, 2022 |
| Title Company | EHL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1195 HAMPTON AVE, MORGANTOWN, WV 26505-5248 |
| Document Number | 0000802440 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 802440 |
| Name | HOME SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 5.5% |
| Index | 1-Year CMT |
| Max Rate | 9.5% |
Source: Monongalia County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Monongalia County |
| Unified School District | Monongalia School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,279.00 (+36.39%) | $213,360 (+36.51%) Land $27,000 Building $186,360 | $355,600 (+36.51%) Land $45,000 Building $310,600 |
| 2023 | $1,671.00 (+472.26%) | $156,300 (+994.54%) Land $27,000 Building $129,300 | $260,500 (+994.54%) Land $45,000 Building $215,500 |
| 2022 | $292.00 | $14,280 Land $13,620 Building $660 | $23,800 Land $22,700 Building $1,100 |
Source: FEMA National Flood Hazard Layer, Monongalia County (54061C), updated April 5, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 21% of West Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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