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455 Moonlight Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 455 Moonlight Ct, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2012
Square Footage1,474 sqft Heated Area
Lot Size335,412 sqft (7.69 acres)
OccupancyOwner Occupied
Last Sale$410,000 (2018)
Tax Bill$5,637.00 (2025)

Property Details

APN / Parcel Number

Primary APN92854
Alternative APN
  • 292531514400010440

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,474 sqft Heated Area
Gross Area2,410 sqft Gross Area
1st Floor1,474 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2012
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area335,412 sqft (7.69 acres)
Parking Spaces3 Parking Spaces
Garage TypeMixed Garage
Garage Area552 sqft Garage

Exterior Amenities

FenceFence
Shed1 Shed
Shed Area90 sqft Shed
PorchOpen Porch
Stable728 sqft Stable
Porch Area384 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number92854
Street Address455 MOONLIGHT CT
CitySAINT CLOUD
StateFL
Zip34771-9032
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSTARLINE ESTATE UNIT 2 PB 2 PG 220 LOT 44
Legal Range31E
Legal Township25S
Legal Section29
Legal SubdivisionSTARLINE EST UN 2
Legal Tract5144
Legal Block1
Legal Lot Number44
Legal Unit2P
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3002
Census Tract43700

Owner

Source: Osceola County records · APN 92854

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address455 MOONLIGHT CT, SAINT CLOUD, FL 34771-9032
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
CAMPUS USA CU
Oct 05, 2018Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 05, 2018 · Amount on Record
Deed SaleOct 05, 2018 · Amount on Record
Deed Doc Number2018149869
Deed Book / Page5412 / 2874
Record RefreshedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address455 MOONLIGHT CT, SAINT CLOUD, FL 34771-9032
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address455 MOONLIGHT CT, SAINT CLOUD, FL 34771-9032

Mortgage

Document Number0059060925
DateMar 08, 2021
Book Page5906/925
Instrument2021033485
Lender
NameCAMPUS USA CU
TypeCredit Union
AddressNEWBERRY, FL 32669
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2036

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 05, 2018
Property Address455 MOONLIGHT CT, SAINT CLOUD, FL 34771-9032
Document Number0054122874
Book / Page5412 / 2874
Map ReferenceMB2 PG220
Instrument DateSep 06, 2018
Instrument2018149869
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyGULF STREAT TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,870.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address455 MOONLIGHT CT, 455, SAINT CLOUD, FL 34771-9032

Transferred To (Grantee/Buyer)

NameVerified Name
Address455 MOONLIGHT CT, SAINT CLOUD, FL 34771-9032

Mortgage

Document Number2018149870
DateOct 05, 2018
Instrument2018149870
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,637.00 (+6.7%) Homeowner's exemption$396,356 (+5.99%)$573,800 (+30.2%) Land $323,400 Building $250,400
2023$5,283.00 (+3.81%) Homeowner's exemption$373,967 (+3%)$440,700 (+19.46%) Land $242,600 Building $198,100
2022$5,089.00 Homeowner's exemption$363,075$368,900 Land $199,400 Building $169,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone

Wildfire

Wildfire RiskHigh
above 74% of the US · above 60% of Florida
Wildfire LikelihoodAbout 1 in 229 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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