455 Mainsail Rd, Oceanside, CA 92054 Property Records

San Diego County property record for 455 Mainsail Rd, Oceanside, CA 92054

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,356 sqft · built 1982
Lot Size0.288 acres (12,528 sqft)
Owner2 Individual Names on Record
Last Sale$875,000 (Sep 2022)
Tax Bill$10,224 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN162-463-22-00

Property Details

APN / Parcel Number

Primary APN162-463-22-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,356 sqft Living Area

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Lot Area12,528 sqft (0.288 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address455 MAINSAIL RD
CityOCEANSIDE
StateCA
Zip92054-4773
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 173 TR 009359
Legal SubdivisionSEA MESA
Legal Tract009359
Legal Block3
Legal Lot Number173
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3004
Census Tract18511

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address455 MAINSAIL RD, OCEANSIDE, CA 92054-4773
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 6, 2022 · Amount on Record
Deed SaleSep 6, 2022 · Amount on Record
Prior SaleSep 22, 2010 · Amount on Record
Deed Document Number2022354080
Record UpdatedOct 29, 2026

September 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 6, 2022
Property Address455 MAINSAIL RD, OCEANSIDE, CA 92054-4773
Document Number0000354080
Map ReferenceMAP 9359
Instrument DateAug 12, 2022
Instrument2022-0354080
Transaction TypeTransfer
Record UpdatedSep 15, 2022
Title CompanyCHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address455 MAINSAIL RD, OCEANSIDE, CA 92054-4773

Mortgage

Document Number0000354081
DateSep 6, 2022
Instrument2022-0354081
Lender
NameMISSION FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateOct 1, 2029
Change FrequencyAnnually
Min Rate At Change2%
Max Rate At Change8.25%
Index1-Year CMT
Margin2
Max Rate8.25%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$928,555 (+2%) Land $559,715 Building $368,840
2025$10,224.00 (+7.87%)$910,349 (+6.72%) Land $548,741 Building $361,608
2023$9,478.00 (+115.16%)$853,000 Land $514,000 Building $339,000
2022$4,405.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemArviso - Mobile Home Park
private · serves 70 people · EPA ID 090605121
Water SourceGroundwater
Last State InspectionFeb 2026
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Dec 2019
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks.

Nearby Properties on Mainsail Rd

Nearby Streets

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