455 Lynn St, Arcata, CA 95521 Property Records

Humboldt County property record for 455 Lynn St, Arcata, CA 95521

Property Summary

Property Type	Single Family Home
Lot Size	0.359 acres (15,668 sqft)
Owner	Trust Name on File
Tax Bill	$2,057 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`503-091-005-000`

Property Details

APN / Parcel Number

Primary APN	`503-091-005-000`
Alternative APN	`50309105`

Exterior

Lot Area	15,668 sqft (0.359 acres)

Location & Zoning

Old Parcel Number	50309105
Street Address	455 LYNN ST
City	ARCATA
State	CA
Zip	95521-6509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 20 HIGHLANDS BK 12 MAPS PG 68
Legal Subdivision	THE HIGHLANDS
Legal Lot Number	20
Jurisdiction	HUMBOLDT CA
Township / Civil Division	ARCATA
Census Block Group	1
Census Block	1003
Census Tract	900

Owner

455 Lynn St is owner-occupied and held in a trust since November 2018.

Source: Humboldt County records, as of October 13, 2025

Owner of Record	Trust Name on File
Mailing Address	455 LYNN ST, ARCATA, CA 95521-6509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage · Commercial Mortgage COAST CENTRAL CU
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage COAST CENTRAL CU
Nov 1, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage COAST CTRL CU

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	May 30, 2003
Last Transfer Date	Nov 1, 2018
Transfer Doc	0000019729
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	455 LYNN ST, ARCATA, CA 95521-6509
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 LYNN ST, ARCATA, CA 95521-6509

Mortgage

Document Number	0000002136
Date	Feb 18, 2026
Instrument	2026-002136

Lender

Name	COAST CENTRAL CU
Type	Credit Union
Address	EUREKA, CA 95501

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	455 LYNN ST, ARCATA, CA 95521-6509
Transaction Type	Mortgage
Record Updated	Feb 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 LYNN ST, ARCATA, CA 95521-6509

Mortgage

Document Number	0000002013
Date	Jan 31, 2022
Instrument	2022-002013

Lender

Name	COAST CENTRAL CU
Type	Credit Union
Address	EUREKA, CA 95501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Nov 1, 2018
Property Address	455 LYNN ST, ARCATA, CA 95521-6509
Document Number	0000019729
Instrument Date	Oct 31, 2018
Instrument	19729
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	455 LYNN ST ARCATA CA 955216509, ARCATA, CA 95521-6509

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	455 LYNN ST, ARCATA, CA 95521-6509
Document Number	0000019756
Instrument Date	Oct 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 24, 2017
Title Company	HUMBOLDT LAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	455 LYNN ST ARCATA CA 955216509, ARCATA, CA 95521-6509

Mortgage

Document Number	0000019756
Date	Oct 31, 2017
Instrument	19756

Lender

Name	COAST CTRL CU
Type	Credit Union
Address	EUREKA, CA 95501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 455 Lynn St was $2,057 with a homeowner's exemption.

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Municipality	Arcata City
Elementary School District	Arcata Elementary School District (KG - 08)
Secondary School District	Northern Humboldt Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,057.00 Homeowner's exemption	$168,469 Land $49,769 Building $118,700
2023	$1,993.00 (-1.53%) Homeowner's exemption	$161,930 Land $47,838 Building $114,092
2022	$2,024.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 455 Lynn St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 455 Lynn St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARCATA serves 18,857 people · EPA ID CA1210001
Water Source	Purchased groundwater from HUMBOLDT BAY MWD
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
101Netlink Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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