455 Keystone Rd, Monroe, LA 71203 Property Records

Ouachita Parish property record for 455 Keystone Rd, Monroe, LA 71203

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,840 sqft · built 1975
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$100,001 (Jul 2015)
Tax Bill	$713 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit May 2022 Refinance + 3 more
Flood Zone	Zone X (moderate risk)
APN	`101396`

Property Details

APN / Parcel Number

Primary APN	`101396`
Alternative APN	`248732`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,840 sqft Living Area

Exterior

Year Built	Built 1975
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,560 sqft
Porch	Porch
Patio Area	300 sqft
Storage Building	300 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	248732
Street Address	455 KEYSTONE RD
City	MONROE
State	LA
Zip	71203-8781
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.0 AC IN SEC 9 T19N R4E FROM NW CORNER SEC 9, SOUTHWARDLY 1886.5 FT, S40E 589.68 FT, N49E 629.20 FT PT OF BEG N49E 209.31 FT
Legal Range	04E
Legal Township	19N
Legal Section	09
Legal Subdivision	B
Jurisdiction	OUACHITA LA
Township / Civil Division	C
Census Block Group	1
Census Block	1057
Census Tract	10302

Owner

Source: Ouachita Parish assessment roll, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	455 KEYSTONE RD, MONROE, LA 71203-8781
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
May 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CADENCE BANK NA
Aug 24, 2015	Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK
Jun 17, 2009	Public Action, Foreclosure
Mar 9, 2006	Deed, Transfer LONG BEACH MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 2, 2015 · Amount on Record
Deed Sale	Jul 2, 2015 · Amount on Record
Prior Sale	Mar 9, 2006 · Amount on Record
Deed Document Number	1454434
Deed Book / Page	2029 / 206
Prior Transfer Date	Jun 17, 2009
Prior Transfer Doc	1538762
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	455 KEYSTONE RD, MONROE, LA 71203-8781
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004001/89
Date	Apr 16, 2021
Book Page	4001/89
Instrument	1823411

Lender

Name	BANCORPSOUTH BANK

Agreement

Type	Line of Credit
Term	109 Months
Due	May 1, 2030

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	455 KEYSTONE RD, MONROE, LA 71203-8781
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004153/148
Date	May 16, 2022
Book Page	4153/148
Instrument	1853092

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

August 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	455 KEYSTONE RD, MONROE, LA 71203-8781
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	GENISIS TITLE COMPANY, GENESIS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003374/643
Date	Aug 24, 2015
Book Page	3374/643
Instrument	1683689

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2030

June 2009: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	OUACHITA LA
Recording Date	Jun 17, 2009
Property Address	455 KEYSTONE RD, MONROE, LA 71203-8781
Document Number	002176/371
Book / Page	2176 / 371
Instrument Date	Jun 17, 2009
Instrument	1538762
Transaction Type	Foreclosure
Record Updated	Feb 3, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 M UNDERWOOD RD, WEST MONROE, LA 71292-2244

March 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	OUACHITA LA
Recording Date	Mar 9, 2006
Property Address	455 KEYSTONE RD, MONROE, LA 71203-8781
Document Number	002029/206
Book / Page	2029 / 206
Instrument Date	Feb 15, 2006
Instrument	1454434
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	MAHONY TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4916 BOOTH RD, PLANT CITY, FL 33565-4920

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 KEYSTONE RD, MONROE, LA 71203-8781

Mortgage

Document Number	0001454436
Date	Mar 9, 2006
Instrument	1454436

Lender

Name	LONG BEACH MORTGAGE CO
Type	Subprime Lender

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2036

Mortgage

Document Number	002427/251
Date	Mar 9, 2006
Book Page	2427/251
Instrument	1454435

Lender

Name	LONG BEACH MORTGAGE CO
Type	Subprime Lender
Address	ANAHEIM, CA 92806

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	9.8%
Type Change Date	Apr 1, 2008
Change Frequency	6 Months
Min Rate At Change	9.8%
Max Rate At Change	11.8%
Index	6-Month LIBOR
Max Rate	15.8%

Tax Assessment & Valuation

Source: Ouachita Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	Ouachita Parish
Unified School District	Ouachita Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$713.00 (-0.7%)	$12,592 (-) Land $1,400 Building $11,192	$125,922 (-) Land $14,000 Building $111,922
2024	$718.00 (+0.98%)	$12,592 (-) Land $1,400 Building $11,192	$125,922 (-) Land $14,000 Building $111,922
2023	$711.00 (+2.16%)	$12,592 (-) Land $1,400 Building $11,192	$125,922 (-) Land $14,000 Building $111,922
2022	$696.00	$12,592 Land $1,400 Building $11,192	$125,922 Land $14,000 Building $111,922

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	15 (1979–2025)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Sep 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2016 · 2 claims Severe Storms, Tornadoes & Flooding, May 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Xfinity.

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