455 Keystone Bend, Rockwall, TX 75032 Property Records

Rockwall County property record for 455 Keystone Bend, Rockwall, TX 75032

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 4,213 sqft · built 2018
Lot Size0.506 acres (22,050 sqft)
Owner2 Company Names on Record
Last Sale$687,500 (May 2021)
Tax Bill$23,500 (2025)
Deeds & MortgagesFeb 2020 Mortgage
May 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR91718

Property Details

APN / Parcel Number

Primary APNR91718
Alternative APNs
  • S3832-000F-0016-00-0R
  • 91718

Interior

Bedrooms5 Beds
Full Baths5 Baths
Stories1 Story
Building Area4,213 sqft Living Area
Gross Area5,063 sqft
1st Floor Area4,213 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area22,050 sqft (0.506 acres)
Lot Dimensions175 ft deep x 126 ft wide
Garage TypeAttached
Garage Area826 sqft
Parking Spaces3 Parking Spaces
PorchCovered Porch
Porch Area24 sqft
Patio Area594 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address455 KEYSTONE BND
CityROCKWALL
StateTX
Zip75032-0145
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHEATH CROSSING PH 3B, BLOCK F, LOT 16
Legal SubdivisionHEATH CROSSING PH 3B
Legal Tract16
Legal BlockF
Legal Lot Number16
JurisdictionROCKWALL TX
Township / Civil DivisionSOUTH ROCKWALL
Census Block Group2
Census Block2007
Census Tract40507

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address4848 J R CT, ROYSE CITY, TX 75189-8109
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
HIGHLANDS RESIDENTIAL MORTGAGE LTD
May 21, 2021Vendor's Lien, Transfer · Conventional Mortgage
UBS BANK USA
Aug 8, 2018Vendor's Lien, Transfer · Construction Mortgage
FIRST UNITED BANK & TRUST CO
Mar 27, 2018Grant Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 21, 2021 · Amount on Record
Deed SaleMay 21, 2021 · Amount on Record
Prior SaleAug 8, 2018 · Amount on Record
Deed Document Number202113716
Prior Transfer DateMay 20, 2021
Prior Transfer Doc0000013716
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKWALL TX
Property Address455 KEYSTONE BND, HEATH, TX 75032-0145
Transaction TypeMortgage
Record UpdatedSep 5, 2022
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002841
DateFeb 13, 2020
Instrument20200000002841
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
AddressDALLAS, TX 75243
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

May 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionROCKWALL TX
Recording DateMay 21, 2021
Property Address455 KEYSTONE BND, HEATH, TX 75032-0145
Document Number0000013716
Map ReferenceCAB J SL 117
Instrument DateMay 20, 2021
Instrument20210000013716
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address455 KEYSTONE BND, HEATH, TX 75032-0145
InvestorPossibly a Property Investor

Mortgage

Document Number0000013717
DateMay 21, 2021
Instrument20210000013717
Lender
NameUBS BANK USA
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateJun 1, 2028
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change7.5%
IndexOther
Margin3
Max Rate12.5%

August 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionROCKWALL TX
Recording DateAug 8, 2018
Property Address455 KEYSTONE BND, HEATH, TX 75032-0145
Document Number0000014189
Map ReferenceCAB J SL 117
Instrument DateJul 31, 2018
Instrument20180000014189
Transaction TypeTransfer
Record UpdatedSep 5, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address728 WILFORD WAY, 728, ROCKWALL, TX 75032-6447

Transferred To (Grantee/Buyer)

NameVerified Name
Address1022 TIMBERLINE DR, ROCKWALL, TX 75032-5941

Mortgage

Document Number0000014191
DateAug 8, 2018
Instrument20180000014191
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
Special NotesSeller Financed
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term372 Months
DueAug 1, 2049
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateAug 1, 2034
Change FrequencyAnnually
Min Rate At Change4.75%
Max Rate At Change9.75%
Index1-Year LIBOR
Max Rate9.75%

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionROCKWALL TX
Recording DateMar 27, 2018
Property Address455 KEYSTONE BND, HEATH, TX 75032-0145
Document Number0000005132
Instrument DateMar 23, 2018
Instrument5132
Transaction TypeTransfer
Record UpdatedApr 6, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address728 WILFORD WAY HEATH TX 750326447, HEATH, TX 75032-6447

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityHeath City
CountyRockwall County
Unified School DistrictRockwall Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,485,676 (+0.74%) Land $375,000 Building $1,110,676$1,485,676 (+0.74%) Land $375,000 Building $1,110,676
2025$23,500.00 (+86.61%)$1,474,755 (+8.59%) Land $375,000 Building $1,099,755$1,474,755 (+8.59%) Land $375,000 Building $1,099,755
2024$12,593.00 (-14.66%)
2023$14,757.00 (-8.14%) Homeowner's exemption Senior Citizen's exemption$1,358,111 Land $300,000 Building $1,058,111$1,358,111 Land $300,000 Building $1,058,111
2021$16,064.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HEATH
serves 10,464 people · EPA ID TX1990014
Water SourcePurchased surface water from CITY OF ROCKWALL
Last State InspectionMay 2023
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Optimum
Cable · Fiber in parts of the area
940 / 35
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Wi-Five Broadband
Fixed Wireless
100 / 100

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