455 Insurance St, Beaver, PA 15009 Property Records

Beaver County property record for 455 Insurance St, Beaver, PA 15009

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,248 sqft · built 1920
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Jul 2021)
Tax Bill	$730 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-004-0404.000`

Property Details

APN / Parcel Number

Primary APN	`15-004-0404.000`
Alternative APN	`15-004-0404.000-01-1`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Metal
Construction Type	Brick
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	98 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	15-004-0404.000
Street Address	455 INSURANCE ST
City	BEAVER
State	PA
Zip	15009-2127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PTLOT 10 MBC PL HS GR
Legal Subdivision	MOORE BROS & CUNNINGHAM PLAN
Legal Lot Number	10
Jurisdiction	BEAVER PA
Township / Civil Division	BEAVER
Census Block Group	2
Census Block	2035
Census Tract	602300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Beaver Historic District listed 1996 · 1,258 contributing resources · NRIS 96001201

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

455 Insurance St is owned and occupied by an individual who bought it in July 2021.

Source: Beaver County records, as of June 9, 2026

Owner of Record	Individual Name on File
Mailing Address	455 INSURANCE ST, BEAVER, PA 15009-2127
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Special Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jan 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC
Aug 26, 2019	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK
Jul 2, 2018	Grant Deed, Transfer · Conventional with PMI STATE FARM BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2021 · Amount on File
Deed Sale	Jul 1, 2021 · Amount on File
Prior Sale	Jul 2, 2018 · Amount on File
Deed Document Number	20213639655
Prior Transfer Date	Jan 15, 2021
Prior Transfer Doc	0003627604
Record Updated	Oct 29, 2026

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BEAVER PA
Recording Date	Jul 1, 2021
Property Address	455 INSURANCE ST, BEAVER, PA 15009-2127
Document Number	3639655
Instrument Date	Jun 24, 2021
Instrument	3639655
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	PENNSYLVANIA LAND TITLE, PENNSYLVANIA LAND TITLES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 INSURANCE ST, BEAVER, PA 15009-2127

Mortgage

Document Number	3639656
Date	Jul 1, 2021
Instrument	3639656

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEAVER PA
Recording Date	Jan 22, 2021
Property Address	455 INSURANCE ST, BEAVER, PA 15009-2127
Document Number	0003627604
Instrument Date	Jan 15, 2021
Instrument	3627604
Transaction Type	Transfer
Record Updated	Jul 1, 2022
Title Company	PARK PLACE SETMNT GROUP LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	455 INSURANCE ST, BEAVER, PA 15009-2127

Mortgage

Document Number	0003627605
Date	Jan 22, 2021
Instrument	3627605

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAVER PA
Property Address	455 INSURANCE ST, BEAVER, PA 15009-2127
Document Number	0003598396
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	455 INSURANCE ST BEAVER PA 150092127, BEAVER, PA 15009-2127

Mortgage

Document Number	0003598396
Date	Sep 10, 2019
Instrument	3598396

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2049

Interest

Rate Type	Adjustable Rate

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BEAVER PA
Recording Date	Jul 2, 2018
Property Address	455 INSURANCE ST, BEAVER, PA 15009-2127
Document Number	0003574494
Instrument Date	Jun 29, 2018
Instrument	3574494
Transaction Type	Transfer
Record Updated	Jul 16, 2018
Title Company	AMERICAN GENERAL SERVICES CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	455 INSURANCE ST BEAVER PA 150092127, BEAVER, PA 15009-2127

Mortgage

Document Number	3574495
Date	Jul 2, 2018
Instrument	3574495

Lender

Name	STATE FARM BK
Type	Bank
Address	EARTH CITY, MO 63045

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 455 Insurance St was $730.

Source: Beaver County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Beaver County
Municipality	Beaver Borough
Unified School District	Beaver Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,500 Land $26,250 Building $73,250	$199,000 Land $52,500 Building $146,500
2025	$730.00
2023	$2,454.00	$16,550 Land $2,850 Building $13,700
1982			$33,100 Land $5,700 Building $27,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 455 Insurance St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 455 Insurance St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAVER BORO MUNI AUTH serves 5,799 people · EPA ID PA5040009
Water Source	Groundwater
Last State Inspection	Jun 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	40 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
GoNetspeed Fiber	1,000 / 1,000

May also be available: Verizon.

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