Iredell County property record for 455 Howards Bridge Rd, Union Grove, NC 28689
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,075 sqft · built 1989 |
| Lot Size | 4.7 acres (204,732 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,000 (Jun 2024) |
| Tax Bill | $1,251 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 4854-00-5055.000 |
| Primary APN | 4854-00-5055.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,075 sqft Heated Area |
| Gross Area | 3,044 sqft |
| 1st Floor Area | 1,075 sqft |
| Basement Area | 1,075 sqft |
| Finished Basement | 1,075 sqft |
| Unfinished Basement | 931 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 204,732 sqft (4.7 acres) |
| Lot Width | 335 ft Width |
| Porch | Slab |
|---|---|
| Porch Area | 258 sqft |
| Deck Area | 636 sqft |
| Patio Area | 636 sqft |
| Shed | 1 Shed |
| Shed Area | 483 sqft |
| Storage Building | 760 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80112652 |
|---|---|
| Street Address | 455 HOWARDS BRIDGE RD |
| City | UNION GROVE |
| State | NC |
| Zip | 28689-9277 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | L8 GREGORY PB 16-76 SR 1852 |
| Legal Subdivision | UNION GROVE |
| Legal Lot Number | 8 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | UNION GROVE |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 60901 |
455 Howards Bridge Rd is owned and occupied by two individuals who bought it in June 2024.
Source: Iredell County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 455 HOWARDS BRIDGE RD, UNION GROVE, NC 28689-9277 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2024 · Amount on File |
| Deed Sale | Jun 13, 2024 · Amount on File |
| Prior Sale | Oct 30, 1998 · Amount on File |
| Deed Book / Page | 3067 / 916 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 455 HOWARDS BRIDGE RD, UNION GROVE, NC 28689-9277 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 455 HOWARDS BRIDGE RD, UNION GROVE, NC 28689-9277 |
| Document Number | 0029972189 |
|---|---|
| Date | Jun 14, 2023 |
| Book Page | 2997/2189 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 455 Howards Bridge Rd was $1,251.
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $201,940 (-) Land $51,320 Building $150,620 | $201,940 (-) Land $51,320 Building $150,620 | |
| 2025 | $1,251.00 | $201,940 (-) Land $51,320 Building $150,620 | $201,940 (-) Land $51,320 Building $150,620 |
| 2024 | $1,251.00 | $201,940 (-) Land $51,320 Building $150,620 | $201,940 (-) Land $51,320 Building $150,620 |
| 2023 | $1,251.00 (+19.94%) | $201,940 (+28.87%) Land $51,320 Building $150,620 | $201,940 (+28.87%) Land $51,320 Building $150,620 |
| 2022 | $1,043.00 | $156,700 Land $43,990 Building $112,710 | $156,700 Land $43,990 Building $112,710 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 455 Howards Bridge Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2005 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 455 Howards Bridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IREDELL WATER CORPORATION private · serves 29,370 people · EPA ID NC0149025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zirrus Fiber | 6,000 / 6,000 |
5G and 4G LTE (outdoors only)
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