455 Helena Flats Rd, Kalispell, MT 59901 Property Records

Flathead County property record for 455 Helena Flats Rd, Kalispell, MT 59901

Property Summary

Property Type	Residential Vacant Land
Lot Size	15.4 acres (672,566 sqft)
Owner	Individual Name on Record
Tax Bill	$3,415 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Aug 2017 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`R0782227`

Property Details

APN / Parcel Number

Primary APN	`R0782227`
Alternative APNs	`07-4078-34-1-04-17-0000` `0000791700`

Exterior

Lot Area	672,566 sqft (15.4 acres)
Terrain	Wooded

Location & Zoning

Account Number	0000791700
Street Address	455 HELENA FLATS RD
City	KALISPELL
State	MT
Zip	59901
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	S34, T29 N, R21 W, ACRES 15.44, TR 1F IN W2NE4
Legal Range	21W
Legal Township	29N
Legal Section	34
Legal Subdivision	FREEDOM GROUP OF MONTANA 2 SUBDIVISION
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	3
Census Block	3009
Census Tract	700

Owner

Source: Flathead County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	64 HIDDEN BUCK CT, KALISPELL, MT 59901-1128
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Construction Mortgage THREE RIVERS BANK
Aug 1, 2017	Deed of Trust, Mortgage · Line of Credit GLACIER BANK
Oct 9, 2025	Warranty Deed, Transfer · Conventional Mortgage WHITEFISH CU
Jan 10, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2025
Deed Sale	Dec 5, 2025
Prior Sale	Oct 14, 2025
Deed Document Number	202526266
Prior Transfer Date	Sep 1, 2023
Prior Transfer Doc	0000015762
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Recording Date	Jul 24, 2026
Document Number	0000015056
Instrument Date	Jul 24, 2026
Instrument	202615056
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	FPT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015056,
Date	Jul 24, 2026
Instrument	202615056

Lender

Name	THREE RIVERS BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 24, 2027

Interest

Rate Type	Balloon
Rate	6.49%
Initial Type	Balloon
Max Rate	-1%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	455 HELENA FLATS RD, KALISPELL, MT 59901
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700018119
Date	Aug 1, 2017
Instrument	201700018119

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59903

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Oct 9, 2025
Property Address	455 HELENA FLATS RD, KALISPELL, MT 59901
Document Number	202500022049
Instrument Date	Oct 6, 2025
Instrument	202500022049
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FLATHEAD PREMIER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1240 RHODES DRAW, KALISPELL, MT 59901-7064

Mortgage

Document Number	202500022050
Date	Oct 9, 2025
Instrument	202500022050

Lender

Name	WHITEFISH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 8, 2040

Interest

Rate Type	Adjustable Rate
Rate	6.9%
Type Change Date	Oct 8, 2032
Change Frequency	Annually
Min Rate At Change	4.99%
Max Rate At Change	8.9%
Index	SOFR Average 30-Day
Max Rate	11.9%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jan 10, 2024
Property Address	455 HELENA FLATS RD, KALISPELL, MT 59901
Document Number	202400000736
Instrument Date	Dec 22, 2023
Instrument	202400000736
Transaction Type	Transfer
Record Updated	Jan 23, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 BROKEN WHEEL LOOP, KALISPELL, MT 59901-6692

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 3, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Evergreen Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,415.00 (+2,949.11%)	$729,496 (+8,723.13%)	$729,496 (+8,723.13%) Land $729,496
2023	$112.00	$8,268	$8,268 Land $8,268

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bullitt Communications Fixed Wireless	100 / 50

May also be available: MontanaSky Networks, Verizon, Vero Fiber.

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