455 Guthrie Rd, O Fallon, MO 63366 Property Records

St. Charles County property record for 455 Guthrie Rd, O Fallon, MO 63366

Property Summary

Property TypeFarm - Irrigated or Dry
Detailsbuilt 2015
Lot Size25 acres (1,089,000 sqft)
Owner2 Individual Names on Record
Last Sale$365,000 (Nov 2013)
Tax Bill$798 (2025)
Deeds & MortgagesOct 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNT140200015

Property Details

APN / Parcel Number

Primary APNT140200015
Alternative APN
  • 2-0048-S022-00-0011.3000000

Exterior

Year BuiltBuilt 2015
Lot Area1,089,000 sqft (25 acres)
Garage TypeAttached

Location & Zoning

Account NumberT140200015
Street Address455 GUTHRIE RD
CityO FALLON
StateMO
Zip63366-4100
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Legal DescriptionPT SE1/4
Legal Range02E
Legal Township47N
Legal Section22
Legal Lot Number11
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group3
Census Block3040
Census Tract312095

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1239 LYDIA LN, O FALLON, MO 63366-1041
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 21, 2013 · Amount on Record
Deed SaleNov 21, 2013 · Amount on Record
Deed Document Number0006122844
Deed Book / Page6122 / 844
Record UpdatedJun 8, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address455 GUTHRIE RD, O FALLON, MO 63366-4100
Transaction TypeMortgage
Record UpdatedOct 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1239 LYDIA LN, SAINT PAUL, MO 63366-1041

Mortgage

Document Number0000056702
DateOct 17, 2022
Instrument2022R-056702
Lender
NamePEOPLES BANK & TRUST CO
TypeBank
AddressTROY, MO 63379
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityJosephville Village
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$798.00$13,867 (+7.1%)$115,550 (+7.1%) Land $6,093 Building $109,457
2023$12,948
2022$107,893 Land $6,093 Building $101,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimJul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Brightspeed
Fiber
940 / 940
Wisper ISP
Fixed Wireless
400 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Gateway Fiber, Verizon.

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