Madison County property record for 455 First St, Flora, MS 39071 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1970 |
| Square Footage | 2,278 sqft Adjusted Area |
| Lot Size | 1.3 acres |
| Occupancy | Owner Occupied |
| Primary APN | 051C-08D-116 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,278 sqft Adjusted Area |
| 1st Floor | 2,131 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1970 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 56,628 sqft |
| Deck Area | 384 sqft Deck |
|---|---|
| Patio Area | 384 sqft Patio |
| Porch | Open Porch |
| Porch Area | 100 sqft Porch |
| Utility Building | 100 sqft Utility Building |
| Cooling System | Central Cooling |
|---|
| Account Number | 346 |
|---|---|
| Old Parcel Number | 051C-08D-116/00.00 |
| Street Address | 455 FIRST ST |
| City | FLORA |
| State | MS |
| Zip | 39071-9333 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 4,5 & STRIP 200 X 20 X 206.75 X 72.4 FT OUT LOT 3 BLK 7 GADDIS ADD 3,4,5 7 |
| Legal Range | 01W |
| Legal Township | 08N |
| Legal Section | 08 |
| Legal Subdivision | GADDIS ADDITION BL 7 |
| Legal Block | 7 |
| Legal Lot Number | 4-5 5 |
| Jurisdiction | MADISON MS |
| Minor Civil Division | 4 |
| Census Blockgroup | 2 |
| Census Block | 2026 |
| Census Tract | 30302 |
Source: Madison County records · APN 051C-08D-116
Assessment roll updated September 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 146, FLORA, MS 39071-0146 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW DAY FINANCIAL LLC |
| Jul 25, 2018 | Deed of Trust, Mortgage · Veterans Administration Mortgage M&T BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 19, 1999 |
| Deed Sale | Mar 19, 1999 |
| Deed Doc Number | 0000438217 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 455 FIRST ST, FLORA, MS 39071-9333 |
| Transaction Type | Mortgage |
| Record Updated | Dec 02, 2021 |
| Title Company | AMERICANS SETTLEMENT COMPANY |
| Name | Verified Name |
|---|
| Document Number | 4110/84 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 4110/84 |
| Instrument | 937684 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 455 FIRST ST, FLORA, MS 39071-9333 |
| Document Number | 0000844608 |
| Instrument Date | Jul 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Title Company | BOSTON NATIONAL TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 455 FIRST ST FLORA MS 390719333, FLORA, MS 39071-9333 |
| Document Number | 0000844608 |
|---|---|
| Date | Aug 03, 2018 |
| Book Page | 003632/000274 |
| Instrument | 844608 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 02, 2048 |
Source: Madison County records · Assessment roll updated September 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Flora Town |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $11,665 (-) | $116,650 (-) Land $45,000 Building $71,650 |
| 2024 | $1,125.00 | ||
| 2023 | $1,125.00 Homeowner's exemption | $11,665 | $116,650 Land $45,000 Building $71,650 |
455 First St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Madison County (28089C), updated January 17, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 10th in Mississippi |
|---|---|
| Wildfire Likelihood | Low — about 1 in 4,348 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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