455 Fern Ct, Monroe, MI 48162 Property Records

Monroe County property record for 455 Fern Ct, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 842 sqft · built 1925
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$66,700 (Jul 1997)
Tax Bill	$1,534 (2025)
Deeds & Mortgages	Apr 2026 Transfer Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-59-01818-000`

Property Details

APN / Parcel Number

Primary APN	`55-59-01818-000`
Alternative APN	`55 590 181 80`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	842 sqft Living Area
1st Floor Area	842 sqft
Basement Area	770 sqft
Unfinished Basement	770 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	130 ft deep x 46 ft wide
Terrain	Rolling
Garage Area	216 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	175 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	455 FERN CT
City	MONROE
State	MI
Zip	48162-2601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	COMM 528.6 FT N 24D 30M E FR INTER W LI FERN CT WI N LI NOBLE AVE; TH N 24D 30M E 46 FT; TH N 65D 30M W 130 FT; TH S 24D 30M
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1001
Census Tract	831600

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	455 FERN CT, MONROE, MI 48162-2601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage METRO COMMUNITY CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 1997 · Amount on Record
Deed Sale	Jul 29, 1997 · Amount on Record
Last Transfer Date	Apr 16, 2026
Transfer Doc	0000006915
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Apr 17, 2026
Property Address	455 FERN CT, MONROE, MI 48162-2601
Document Number	0000006915
Instrument Date	Apr 16, 2026
Instrument	20266915
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	455 FERN CT, MONROE, MI 48162-2601

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Recording Date	Apr 23, 2026
Property Address	455 FERN CT, MONROE, MI 48162-2601
Document Number	0000007236
Instrument Date	Apr 13, 2026
Instrument	20267236
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 FERN CT, MONROE, MI 48162-2601

Mortgage

Document Number	0000007236,
Date	Apr 23, 2026
Instrument	20267236

Lender

Name	METRO COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 20, 2041

Interest

Rate Type	Fixed Rate
Rate	5.5%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,700 (+16.59%) Land $78,700	$157,400 (+16.59%) Land $157,400
2025	$1,534.00 (+14.22%) Homeowner's exemption	$67,500 (+58.01%) Land $67,500	$135,000 (+58.01%) Land $135,000
2023	$1,343.00 Homeowner's exemption	$42,720	$85,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, Verizon.

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