455 E College St, Dyer, TN 38330 Property Records

Gibson County property record for 455 E College St, Dyer, TN 38330

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,488 sqft · built 1974
Lot Size0.753 acres (32,800 sqft)
Owner2 Individual Names on Record
Last Sale$122,000 (Jul 2026)
Tax Bill$1,127 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Dec 2020 Sale & Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN027048P C 00300

Property Details

APN / Parcel Number

Primary APN027048P C 00300
Alternative APN
  • 048P C 00300

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,488 sqft Living Area
1st Floor Area1,488 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area32,800 sqft (0.753 acres)
Lot Dimensions328 ft deep x 100 ft wide
Garage TypeFinished
Garage Area403 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area112 sqft
Deck Area120 sqft
Patio Area300 sqft
Shed1 Shed
Shed Area320 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address455 E COLLEGE ST
CityDYER
StateTN
Zip38330-1703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 21, COUNTY AREA: D01
JurisdictionGIBSON TN
Township / Civil Division19
Census Block Group3
Census Block3010
Census Tract966200

Owner

Source: Gibson County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address455 E COLLEGE ST, DYER, TN 38330-1703
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2026Warranty Deed, Transfer · FHA Mortgage
DYER LAND TITLE
Dec 23, 2020Warranty Deed, Transfer · Line of Credit
SECURITY BANK & TRUST
Feb 5, 2020Deed of Trust, Construction Loan · Line of Credit
FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 6, 2026 · Amount on Record
Deed SaleJul 6, 2026 · Amount on Record
Prior SaleDec 23, 2020 · Amount on Record
Deed Document Number2026253257
Deed Book / Page1135 / 619
Prior Transfer DateJul 2, 2026
Prior Transfer Doc0000253257
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGIBSON TN
Recording DateJul 6, 2026
Property Address455 E COLLEGE ST, DYER, TN 38330-1703
Document Number0000253257
Book / Page1135 / 619
Instrument DateJul 2, 2026
Instrument2026253257
Transaction TypeTransfer
Record UpdatedJul 15, 2026
Title CompanyDYER LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$45,591.40
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address455 E COLLEGE ST, DYER, TN 38330-1703

Mortgage

Document Number0000253258,
DateJul 6, 2026
Instrument2026253258
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate6.51%
Max Rate-1%

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGIBSON TN
Recording DateDec 23, 2020
Property Address455 E COLLEGE ST, DYER, TN 38330-1703
Document Number0000201270
Book / Page1056 / 365
Instrument DateDec 7, 2020
Instrument201270
Transaction TypeTransfer
Record UpdatedMar 11, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$259.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address455 E COLLEGE ST, DYER, TN 38330-1703

Mortgage

Document Number0000201271
DateDec 23, 2020
Instrument201271
Lender
NameSECURITY BANK & TRUST
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

February 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionGIBSON TN
Recording DateFeb 5, 2020
Property Address455 E COLLEGE ST, DYER, TN 38330-1703
Document Number0000192981
Book / Page001043 / 002755
Instrument DateJan 21, 2020
Instrument192981
Transaction TypeConstruction Loan
Record UpdatedMar 25, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address455 E COLLEGE ST DYER TN 383301703, DYER, TN 38330-1703

Mortgage

Document Number0000192981
DateFeb 5, 2020
Book Page001043/002755
Instrument192981
Lender
NameFARMERS & MERCHANTS NAT'L BK
TypeBank
AddressDYER, TN 38330
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueFeb 4, 2021
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Gibson County assessment roll, as of January 29, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyGibson County
MunicipalityDyer City
Unified School DistrictGibson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,127.00$31,175 Land $3,250 Building $27,925
2024$124,700 Land $13,000 Building $111,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1990)
Most Recent ClaimDec 1990 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDYER WATER DEPT
serves 2,783 people · EPA ID TN0000209
Water SourceGroundwater
Last State InspectionMar 2025
Also Mapped HereGIBSON CO MUNI WATER DIST #1
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Gibson Connect
Fiber
1,000 / 1,000

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