Clinton County and Plattsburgh Town property record for 455 Cumberland Head Rd, Plattsburgh, NY 12901
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 953 sqft · built 1938 |
| Lot Size | 0.888 acres (38,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (Aug 2023) |
| Tax Bill | $2,384 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 094200 208.11-1-1 |
| Primary APN | 094200 208.11-1-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 953 sqft Living Area |
| 1st Floor Area | 953 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 38,700 sqft (0.888 acres) |
| Lot Dimensions | 258 ft deep x 150 ft wide |
| View / Lot | Waterfront / Beach |
| Garage Type | Detached |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 217 sqft |
| Patio Area | 90 sqft |
| Shed | 1 Shed |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 455 CUMBERLAND HEAD RD |
|---|---|
| City | PLATTSBURGH |
| State | NY |
| Zip | 12901-6804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | 9 PAT CHP ROW BK 886 PG 261 |
| Legal Block | 1 |
| Legal Lot Number | 1.000 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | PLATTSBURGH |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 100800 |
Source: Clinton County and Plattsburgh Town records · APN 094200 208.11-1-1
Assessment roll updated March 30, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9532 RT 9, CHAZY, NY 12921 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage GLEN FALLS NATIONAL BANK & TRUST CO |
| Dec 02, 2019 | Warranty Deed, Transfer · Conventional with PMI KEYBANK USA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 11, 2023 · Amount on Record |
| Deed Sale | Aug 11, 2023 · Amount on Record |
| Prior Sale | Dec 02, 2019 · Amount on Record |
| Deed Document Number | 2023332957 |
| Prior Transfer Date | Jan 16, 2009 |
| Prior Transfer Doc | 0000020092/000002186 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON NY |
| Recording Date | Aug 11, 2023 |
| Property Address | 455 CUMBERLAND HEAD RD, PLATTSBURGH, NY 12901-6804 |
| Document Number | 0000332957 |
| Instrument Date | Aug 11, 2023 |
| Instrument | 20230-00332957 |
| Transaction Type | Transfer |
| Record Updated | Sep 05, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9832 STATE ROUTE 9, CHAZY, NY 12921-2316 |
| Document Number | 23000332958 |
|---|---|
| Date | Aug 11, 2023 |
| Instrument | 230-00332958 |
| Name | GLEN FALLS NATIONAL BANK & TRUST CO |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.8% |
| Type Change Date | Sep 01, 2030 |
| Max Rate At Change | 3% |
| Index | Other |
| Margin | 3 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON NY |
| Recording Date | Dec 02, 2019 |
| Property Address | 455 CUMBERLAND HEAD RD, PLATTSBURGH, NY 12901-6804 |
| Document Number | 0000304819 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 304819 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2019 |
| Title Company | CENTENNIAL ABSTRACT, CENTENNIAL ABS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,012.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 79 FREDERICK AVE ALBANY NY 122053083, ALBANY, NY 12205-3083 |
| Document Number | 304820 |
|---|---|
| Date | Dec 02, 2019 |
| Instrument | 304820 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
Source: Clinton County and Plattsburgh Town records · Assessment roll updated March 30, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Plattsburgh Town |
| Unified School District | Beekmantown Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,384.00 | $365,000 (+41.47%) Land $182,100 Building $182,900 | $386,000 (+27.18%) Land $192,577 Building $193,423 |
| 2023 | $258,000 (-) Land $157,100 Building $100,900 | $303,500 (+17.64%) Land $184,806 Building $118,694 | |
| 2022 | $258,000 Land $157,100 Building $100,900 | $258,000 Land $157,100 Building $100,900 |
Source: FEMA National Flood Hazard Layer, Clinton County (36019C), as of June 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360191008005, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 13 (1978–2011) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | May 2011 · rainfall accumulation |
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
Based on FCC filings for 30 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NY0900220, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PLATTSBURGH CONSOLIDATED WATER DISTRICT serves 11,162 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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