455 Covenant St, Bethlehem, GA 30620 Property Records

Barrow County property record for 455 Covenant St, Bethlehem, GA 30620

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,862 sqft · built 2005
Lot Size	0.603 acres (26,270 sqft)
Owner	2 Company Names on File
Tax Bill	$2,899 (2025)
Deeds & Mortgages	Nov 2025 Transfer May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`XX078H 009`

Property Details

APN / Parcel Number

Primary APN	`XX078H 009`
Alternative APN	`27700`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,862 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Construction Type	Light Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,270 sqft (0.603 acres)
Garage Area	467 sqft
Driveway	Concrete Driveway
Porch	Slab
Porch Area	90 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	27700
Street Address	455 COVENANT ST
City	BETHLEHEM
State	GA
Zip	30620-2658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 9 BLK A GRACE WAY PB 58-21
Legal Subdivision	GRACE WAY
Legal Block	A
Legal Lot Number	9
Jurisdiction	BARROW GA
Township / Civil Division	BETHLEHEM
Census Block Group	3
Census Block	3018
Census Tract	180503

Owner

455 Covenant St is owned by a company that acquired it in November 2025 and is owner-occupied.

Source: Barrow County records, as of December 29, 2025

Owner of Record	2 Company Names on File
Mailing Address	455 COVENANT ST, BETHLEHEM, GA 30620-2658
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 11, 2025	Quit Claim Deed, Transfer Quitclaim
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 11, 2025
Deed Sale	Nov 11, 2025
Prior Sale	Mar 3, 2009
Deed Book / Page	3001 / 242
Record Updated	Jun 8, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARROW GA
Recording Date	Nov 11, 2025
Property Address	455 COVENANT ST, BETHLEHEM, GA 30620-2658
Document Number	003001/242
Book / Page	3001 / 242
Instrument Date	Nov 11, 2025
Transaction Type	Transfer
Record Updated	Dec 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 COVENANT ST, BETHLEHEM, GA 30620-2658

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARROW GA
Property Address	455 COVENANT ST, BETHLEHEM, GA 30620-2658
Transaction Type	Mortgage
Record Updated	Jun 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 COVENANT ST, BETHLEHEM, GA 30620-2658

Mortgage

Document Number	0024950000000522
Date	May 12, 2021
Book Page	0000002495/0000000522

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	144 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 455 Covenant St was $2,899 with a homeowner's exemption, up 1% from the year before.

Source: Barrow County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Barrow County
Unified School District	Barrow County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,899.00 (+1.01%) Homeowner's exemption	$126,923 (+10.19%) Land $28,000 Building $98,923	$317,308 (+10.19%) Land $70,000 Building $247,308
2024	$2,870.00 (-12.74%) Homeowner's exemption	$115,190 (-0.35%) Land $19,200 Building $95,990	$287,976 (-0.35%) Land $48,000 Building $239,976
2023	$3,289.00 (+54.7%) Homeowner's exemption	$115,590 (+42.95%) Land $19,200 Building $96,390	$288,976 (+42.95%) Land $48,000 Building $240,976
2022	$2,126.00 Homeowner's exemption	$80,861 Land $19,200 Building $61,661	$202,153 Land $48,000 Building $154,153

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 455 Covenant St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 455 Covenant St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Windstream.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Covenant St

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