Lorain County property record for 455 Colgate Ave, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1971 |
| Square Footage | 1,424 sqft Living Area |
| Lot Size | 8,276 sqft (0.189 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $200,000 (2024) |
| Tax Bill | $2,674.00 (2025) |
Source: Lorain County records · APN 06-25-003-107-063
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 455 COLGATE AVE, ELYRIA, OH 44035-7119 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 24, 2024 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jul 27, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage LAND HM FIN'L |
| May 07, 2018 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) THIRD FED'L S&L ASSN/CLEVELAND |
| Apr 26, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 24, 2024 · Amount on Record |
| Deed Sale | Jul 24, 2024 · Amount on Record |
| Prior Sale | Jul 27, 2020 · Amount on Record |
| Deed Doc Number | 2024003816 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 24, 2024 |
| Property Address | 455 COLGATE AVE, ELYRIA, OH 44035-7119 |
| Document Number | 0000020629 |
| Map Reference | VOL 25 PG 46 |
| Instrument Date | Jul 19, 2024 |
| Instrument | 2024-0020629 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2026 |
| Title Company | AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 455 COLGATE AVE, ELYRIA, OH 44035-7119 |
| Document Number | 0000020630 |
|---|---|
| Date | Jul 24, 2024 |
| Instrument | 2024-0020630 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2054 |
| Document Number | 0000020631 |
|---|---|
| Date | Jul 24, 2024 |
| Instrument | 2024-0020631 |
| Name | OHIO HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | ELYRIA, OH 44035 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 27, 2020 |
| Property Address | 455 COLGATE AVE, ELYRIA, OH 44035-7119 |
| Document Number | 0000771125 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 771125 |
| Transaction Type | Transfer |
| Record Updated | Aug 06, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $42.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 455 COLGATE AVE ELYRIA OH 440357119, ELYRIA, OH 44035-7119 |
| Document Number | 771126 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 771126 |
| Name | LAND HM FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | DANVILLE, CA 94526 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 26, 2050 |
| Document Number | 771127, |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 771127 |
| Name | NATIONAL HOMEBUYERS FUND |
|---|---|
| Type | Funding / Finance Company |
| Address | SACRAMENTO, CA 95814 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 26, 2025 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 455 COLGATE AVE, ELYRIA, OH 44035-7119 |
| Document Number | 0000671808 |
| Instrument Date | May 07, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | THIRD CAPITAL |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 455 COLGATE AVE ELYRIA OH 440357119, ELYRIA, OH 44035-7119 |
| Document Number | 0000671808 |
|---|---|
| Date | May 11, 2018 |
| Instrument | 671808 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 10, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.94% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 26, 2018 |
| Property Address | 455 COLGATE AVE, ELYRIA, OH 44035-7119 |
| Document Number | 0000669800 |
| Instrument Date | Apr 26, 2018 |
| Instrument | 669800 |
| Transaction Type | Transfer |
| Record Updated | May 07, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $360.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 455 COLGATE AVE ELYRIA OH 440357119, ELYRIA, OH 44035-7119 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,674.00 | $56,790 (+%) Land $11,800 Building $44,990 | $162,250 (-) Land $33,700 Building $128,550 |
| 2024 | $2,674.00 (+18.11%) | $56,788 (+36.63%) Land $11,795 Building $44,993 | $162,250 (+36.63%) Land $33,700 Building $128,550 |
| 2023 | $2,264.00 (+0.35%) | $41,563 (+0.01%) Land $10,283 Building $31,280 | $118,750 (-) Land $29,380 Building $89,370 |
| 2022 | $2,256.00 | $41,560 Land $10,280 Building $31,280 | |
| 2021 | $118,750 Land $29,380 Building $89,370 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 4% of the US · above 19% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-25-003-107-063 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,424 sqft Living Area |
| 1st Floor | 944 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Architectural Style | Split Level Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Raised Foundation |
| Lot Area | 8,276 sqft (0.189 acres) |
| Depth X Width | 140 ft x 60 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 528 sqft Garage |
| Deck Area | 121 sqft Deck |
| Patio Area | 96 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 455 COLGATE AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7119 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | UNIVERSITY HTS 3 60 X 140 |
| Legal Subdivision | UNIVERSITY HTS 3 FRNT |
| Legal Tract | 25 |
| Legal Block | 107 |
| Legal Lot Number | 174 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2019 |
| Census Tract | 71100 |
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