455 Coldwater St, Mc Clure, OH 43534 Property Records

Henry County property record for 455 Coldwater St, Mc Clure, OH 43534

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,806 sqft · built 1960
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$124,000 (Jul 2020)
Tax Bill	$2,158 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit Jul 2020 Sale & Line of Credit
APN	`36-270014.0000`

Property Details

APN / Parcel Number

Primary APN	`36-270014.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,806 sqft Living Area
1st Floor Area	1,806 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	126 sqft
Deck Area	176 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	455 COLDWATER ST
City	MC CLURE
State	OH
Zip	43534-9537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PCL W 1/2 NW
Legal Range	08E
Legal Township	05N
Legal Section	27
Jurisdiction	HENRY OH
Township / Civil Division	DAMASCUS
Census Block Group	2
Census Block	2044
Census Tract	500

Owner

455 Coldwater St is owned and occupied by an individual who bought it in July 2020.

Source: Henry County records, as of May 12, 2026

Owner of Record	Individual Name on File
Mailing Address	455 COLDWATER ST, MC CLURE, OH 43534-9537
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2019	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jul 16, 2020	Survivorship Deed, Transfer · Line of Credit MIDWEST COMMUNITY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2020 · Amount on File
Deed Sale	Jul 16, 2020 · Amount on File
Prior Sale	Sep 25, 1997 · Amount on File
Deed Document Number	20202467
Deed Book / Page	320 / 929
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY OH
Property Address	455 COLDWATER ST, MC CLURE, OH 43534-9537
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	317/4001
Date	Nov 5, 2019
Book Page	317/4001
Instrument	201900003589

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HENRY OH
Recording Date	Jul 16, 2020
Property Address	455 COLDWATER ST, MC CLURE, OH 43534-9537
Document Number	320/929
Book / Page	320 / 929
Instrument Date	Jul 14, 2020
Instrument	202000002467
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	455 COLDWATER ST, MC CLURE, OH 43534-9537

Mortgage

Document Number	202000002468
Date	Jul 16, 2020
Instrument	202000002468

Lender

Name	MIDWEST COMMUNITY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 455 Coldwater St was $2,158, down 4% from the year before.

Source: Henry County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Henry County
County Subdivision	Damascus Township
Municipality	McClure Village
Unified School District	Napoleon Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,158.00 (-4%)	$48,140 (-) Land $5,070 Building $43,070
2024	$2,248.00 (+7%)	$48,140 (-) Land $5,070 Building $43,070
2023	$2,101.00 (+0.29%)	$48,140 (-38.08%) Land $5,070 Building $43,070	$137,540 Land $14,480 Building $123,060
2022	$2,095.00	$77,740 Land $7,560 Building $70,180
2020			$222,120 Land $21,620 Building $200,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 455 Coldwater St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 455 Coldwater St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
M2X Communications Fiber	750 / 750
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies.

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