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455 Clark St, Elgin, IL 60123 Property Records

Kane County property record for 455 Clark St, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,880 sqft · built 1948
Lot Size0.2 acres (8,712 sqft)
Owner2 Company Names on Record
Last Sale$130,500 (Sep 1995)
Tax Bill$6,348 (2025)
Deeds & MortgagesApr 2017 Mortgage
Jun 2020 Transfer
Flood ZoneZone X (minimal risk)
APN06-11-359-007

Property Details

APN / Parcel Number

Primary APN06-11-359-007

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,880 sqft Living Area
Gross Area2,860 sqft
1st Floor Area1,880 sqft
Basement Area980 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Exterior MaterialBrick
Lot Area8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address455 CLARK ST
CityELGIN
StateIL
Zip60123-3401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMURRAY HILL ADDN LOT 10 BLOCK 1
Legal SubdivisionMURRAY HILL ADDN
Legal Block1
Legal Lot Number10
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3000
Census Tract851102

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address455 CLARK ST, ELGIN, IL 60123-3401
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2017Deed of Trust, Mortgage · Commercial Mortgage
PNC BANK NA
Jun 25, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 1995 · Amount on Record
Deed SaleSep 20, 1995 · Amount on Record
Deed Document Number199555550
Deed Book / Page1127 / 475
Last Transfer DateJan 15, 2020
Transfer Doc0000033774
Record UpdatedSep 20, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address455 CLARK ST, ELGIN, IL 60123-3401
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016562
DateApr 3, 2017
Instrument2017K016562
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term263 Months
DueMar 17, 2039
Interest
Rate4.24%

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateJun 25, 2020
Property Address455 CLARK ST, ELGIN, IL 60123-3401
Document Number0000033774
Instrument DateJan 15, 2020
Instrument33774
Transaction TypeTransfer
Record UpdatedAug 6, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address455 CLARK ST ELGIN IL 601233401, ELGIN, IL 60123-3401

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,348.00 (+3.86%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption$101,220 (+8.57%) Land $23,511 Building $77,709$303,782 (+8.57%) Land $70,561 Building $233,220
2024$93,230 (+21.39%) Land $21,655 Building $71,575$279,802 (+21.44%) Land $64,991 Building $214,811
2022$6,112.00 (+4.57%) Homeowner's exemption$76,800 (+6.96%) Land $17,839 Building $58,961$230,400 (+6.96%) Land $53,517 Building $176,883
2021$5,845.00 Homeowner's exemption$71,802 Land $16,678 Building $55,124$215,406 Land $50,034 Building $165,372

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

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