455 Chesapeake Dr, Sumter, SC 29154 Property Records

Sumter County property record for 455 Chesapeake Dr, Sumter, SC 29154

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,048 sqft · built 2022
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$333,859 (Mar 2023)
Tax Bill	$2,515 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`205-16-02-023`

Property Details

APN / Parcel Number

Primary APN	`205-16-02-023`
Alternative APN	`27897`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,048 sqft Living Area
Gross Area	3,580 sqft
1st Floor Area	1,524 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered/Finished Porch
Porch Area	72 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	27897
Street Address	455 CHESAPEAKE DR
City	SUMTER
State	SC
Zip	29154-4736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 76 2021-251 0.22 AC
Legal Lot Number	76
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	2
Census Block	2022
Census Tract	1701

Owner

455 Chesapeake Dr is owned and occupied by an individual who bought it in March 2023.

Source: Sumter County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	455 CHESAPEAKE DR, SUMTER, SC 29154-4736
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2023 · Amount on File
Deed Sale	Mar 9, 2023 · Amount on File
Prior Sale	Mar 1, 2022 · Amount on File
Deed Book / Page	1312 / 1530
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER SC
Recording Date	Mar 9, 2023
Property Address	455 CHESAPEAKE DR, SUMTER, SC 29154-4736
Document Number	0013121530
Book / Page	1312 / 1530
Map Reference	MB 2021 PG 251
Instrument Date	Feb 27, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$868.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 CHESAPEAKE DR, SUMTER, SC 29154-4736

Mortgage

Document Number	0013121534
Date	Mar 9, 2023
Instrument	1312/1534

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 455 Chesapeake Dr was $2,515.

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,515.00	$13,200 Land $1,200 Building $12,000	$329,992 Land $30,000 Building $299,992
2023	$214.00 (-67.82%)	$1,200 Land $1,200	$30,000 Land $30,000
2022	$665.00
			$333,859

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 455 Chesapeake Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2015–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 455 Chesapeake Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 59% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FTC Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20