Richland County property record for 455 Charing Cross Rd, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,739 sqft · built 1972 |
| Lot Size | 0.315 acres (13,720 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $270,000 (Jul 2026) |
| Tax Bill | $6,298 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Nov 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04005-04-03 |
| Primary APN | 04005-04-03 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,739 sqft Heated Area |
| Gross Area | 2,717 sqft |
| 1st Floor Area | 1,739 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,720 sqft (0.315 acres) |
| Lot Dimensions | 140 ft deep x 98 ft wide |
| Garage Area | 595 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 35 sqft |
| Patio Area | 348 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00047979 |
|---|---|
| Street Address | 455 CHARING CROSS RD |
| City | IRMO |
| State | SC |
| Zip | 29063-2323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | PT LOT 2 BLK E 97.5X140X97.5X140 #SU FRIARSGATE #PR X-1775 |
| Legal Subdivision | OLD FRIARSGATE |
| Legal Block | E |
| Legal Lot Number | 2 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 10305 |
Source: Richland County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 455 CHARING CROSS RD, IRMO, SC 29063-2323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed, Transfer · Conventional Mortgage MID CAROLINA CREDIT UNION |
| Nov 21, 2025 | Deed, Transfer |
| Aug 4, 2021 | Deed of Distribution, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2026 · Amount on Record |
| Deed Sale | Jul 29, 2026 · Amount on Record |
| Prior Sale | Nov 21, 2025 · Amount on Record |
| Deed Document Number | 202637772 |
| Deed Book / Page | 3152 / 2113 |
| Prior Transfer Date | Aug 4, 2021 |
| Prior Transfer Doc | 0026503455 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jul 29, 2026 |
| Property Address | 455 CHARING CROSS RD, IRMO, SC 29063-2323 |
| Document Number | 0000037772 |
| Book / Page | 3152 / 2113 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 202637772 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $70,902.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 455 CHARING CROSS RD, IRMO, SC 29063-2323 |
| Document Number | 0000037773, |
|---|---|
| Date | Jul 29, 2026 |
| Instrument | 202637773 |
| Name | MID CAROLINA CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.79% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Nov 21, 2025 |
| Property Address | 455 CHARING CROSS RD, IRMO, SC 29063-2323 |
| Document Number | 0030762803 |
| Book / Page | 3076 / 2803 |
| Map Reference | MB E PG 1541 |
| Instrument Date | Nov 21, 2025 |
| Instrument | 2025056035 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $312.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 501 TOWNES, IS COLA, SC 27210 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Aug 4, 2021 |
| Property Address | 455 CHARING CROSS RD, IRMO, SC 29063-2323 |
| Document Number | 0026503455 |
| Book / Page | 2650 / 3455 |
| Map Reference | MB X PG 1541 |
| Instrument Date | Aug 4, 2021 |
| Instrument | 2021051975 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 455 CHARING CROSS RD, IRMO, SC 29063-2323 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Irmo Town |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,298.00 | $5,028 (-96.52%) | $220,100 (-) Land $28,000 Building $192,100 |
| 2024 | $144,600 (+2,775.89%) | $220,100 (+75.1%) Land $28,000 Building $192,100 | |
| 2023 | $5,028 (-) | $125,700 (-) | |
| 2021 | $314.00 | $5,028 Land $896 Building $4,132 | $125,700 Land $22,400 Building $103,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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