Suffolk County and Southold Town property record for 455 Cedars Rd, Cutchogue, NY 11935
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.73 acres (75,794 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $664,900 (May 2015) |
| Tax Bill | $12,628 (2024) |
| Deeds & Mortgages | Apr 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 473889 109.-6-9.3 |
| Primary APN | 473889 109.-6-9.3 |
|---|---|
| Alternative APNs |
|
| Lot Area | 75,794 sqft |
|---|
| Account Number | 13 |
|---|---|
| Street Address | 455 CEDARS RD |
| City | CUTCHOGUE |
| State | NY |
| Zip | 11935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 |
| Legal Description | BOOK 12156 PAGE 383 BILL 013524 |
| Legal Subdivision | FINAL PLAT/STANDARD SUB/OLD OR |
| Legal Block | 6 |
| Legal Lot Number | 9 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SOUTHOLD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 170005 |
Source: Suffolk County and Southold Town records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 NORTHWAY, BRONXVILLE, NY 10708-4304 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2015 · Amount on File |
| Deed Sale | May 19, 2015 · Amount on File |
| Deed Book / Page | D00012817 / 501 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 455 CEDARS RD, CUTCHOGUE, NY 11935 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231290380 |
|---|---|
| Date | Apr 23, 2020 |
| Book Page | 23129/380 |
| Instrument | DL003807 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2045 |
Source: Suffolk County and Southold Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Southold Town |
| Unified School District | Mattituck-Cutchogue Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,200 (-) Land $2,000 Building $6,200 | $1,490,909 (+10,263.61%) Land $363,636 Building $1,127,273 | |
| 2024 | $12,628.00 | ||
| 2023 | $8,200 Land $2,000 Building $6,200 | $14,386 Land $3,509 Building $10,877 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 72 policies |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 6 (1992–2012) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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