Flathead County property record for 455 Caroline Point Rd, Lakeside, MT 59922
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,312 sqft · built 1950 |
| Lot Size | 0.654 acres (28,488 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,795 (2026) |
| Deeds & Mortgages | Sep 2025 Transfer Jun 2019 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | R0773475 |
| Primary APN | R0773475 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,312 sqft Living Area |
| 1st Floor Area | 1,592 sqft |
| 2nd Floor Area | 720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 28,488 sqft (0.654 acres) |
| Lot Dimensions | 1,133 ft deep x 24 ft wide |
| Terrain | Rolling |
| View / Lot | Waterfront / Beach |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 448 sqft |
| Patio Area | 900 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000534652 |
|---|---|
| Street Address | 455 CAROLINE POINT RD |
| City | LAKESIDE |
| State | MT |
| Zip | 59922-9692 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHIPPS PT CAROLINE VIL STS, S06, T26 N, R20 W, LOT 25-26-27, COS 21095-1 |
| Legal Range | 20W |
| Legal Township | 26N |
| Legal Section | 06 |
| Legal Subdivision | WHIPPS PT CAROLINE VIL STS |
| Legal Lot Number | 25-27 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | LAKESIDE-SOMERS |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 1402 |
455 Caroline Point Rd is owned and occupied by two individuals who acquired it in September 2025.
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 149, LAKESIDE, MT 59922-0149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2025 | Transfer on Death Deed, Transfer |
| Jun 25, 2019 | Deed of Trust, Mortgage · Commercial Mortgage GLACIER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 16, 2025 |
| Transfer Doc | 0000020339 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Sep 17, 2025 |
| Property Address | 455 CAROLINE POINT RD, LAKESIDE, MT 59922-9692 |
| Document Number | 202500020339 |
| Instrument Date | Sep 16, 2025 |
| Instrument | 202500020339 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 455 CAROLINE POINT RD, LAKESIDE, MT 59922-9692 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 455 CAROLINE POINT RD, LAKESIDE, MT 59922-9692 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2019 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 201900012675 |
|---|---|
| Date | Jun 25, 2019 |
| Instrument | 201900012675 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59903 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 455 Caroline Point Rd was $2,795 with a homeowner's exemption, down 1% from the year before.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Somers Elementary School District (PK - 08) |
| Secondary School District | Flathead High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,795.00 (-10.04%) Homeowner's exemption | $1,163,800 (-) | |
| 2025 | $3,107.00 | $1,163,800 | $1,163,800 Land $774,000 Building $389,800 |
| 2023 | $4,499.00 | $1,120,650 | $1,120,650 Land $829,900 Building $290,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 455 Caroline Point Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 455 Caroline Point Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 88% of Montana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKESIDE WATER SYSTEM serves 1,225 people · EPA ID MT0000266 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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