October 2024: Affidavit of Death of Joint Tenant, Transfer
Document Type
Affidavit of Death of Joint Tenant
Jurisdiction
ST CLAIR AL
Recording Date
Oct 10, 2024
Property Address
455 BURNS RD, VINCENT, AL 35178-9100
Document Number
0000012073
Book / Page
DEED 2024 / 12073
Instrument Date
Oct 8, 2024
Transaction Type
Transfer
Record Updated
Apr 17, 2026
Transaction
Amount
Amount on Record
Tax
$0.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
1004 KEITH CV, BIRMINGHAM, AL 35242-3291
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
455 BURNS RD, VINCENT, AL 35178-9100
August 2023: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
ST CLAIR AL
Property Address
455 BURNS RD, VINCENT, AL 35178-9100
Transaction Type
Mortgage
Record Updated
Sep 14, 2023
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
455 BURNS RD, VINCENT, AL 35178-9100
Mortgage
Document Number
0000030530
Date
Aug 28, 2023
Book Page
MTG 2023/30530
Lender
Name
DISCOVER BANK
Type
Bank
Address
GREENWOOD, DE 19950
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
240 Months
Due
Aug 28, 2043
June 2022: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
ST CLAIR AL
Property Address
455 BURNS RD, VINCENT, AL 35178-9100
Transaction Type
Mortgage
Record Updated
Jul 11, 2022
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
455 BURNS RD, VINCENT, AL 35178-9100
Mortgage
Document Number
0000034718
Date
Jun 30, 2022
Book Page
MTG 2022/34718
Lender
Name
REGIONS BANK
Type
Bank
Address
BIRMINGHAM, AL 35244
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
121 Months
Due
Jul 1, 2032
April 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
ST CLAIR AL
Property Address
455 BURNS RD, VINCENT, AL 35178-9100
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000010597
Date
Apr 3, 2019
Book Page
MTG 2019/10597
Lender
Name
REGIONS BANK
Type
Bank
Address
BIRMINGHAM, AL 35242
Agreement
Type
Commercial Mortgage
Amount
Amount on Record
Term
83 Months
Due
Mar 25, 2026
April 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
ST CLAIR AL
Property Address
455 BURNS RD, VINCENT, AL 35178-9100
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000010604
Date
Apr 3, 2019
Book Page
MTG 2019/10604
Lender
Name
REGIONS BANK
Type
Bank
Address
BIRMINGHAM, AL 35242
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
359 Months
Due
Mar 19, 2049
Interest
Rate Type
Adjustable Rate
Change Frequency
Monthly
Tax Assessment & Valuation
The 2025 property tax bill for 455 Burns Rd was $1,929 with a homeowner's exemption.
Source: St. Clair County assessment roll, as of August 4, 2026
Property Jurisdictions
Type
Name
State
Alabama
County
St. Clair County
Unified School District
Pell City City School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$1,929.00
$54,940
$549,220
2023
$99,442Land $31,200Building $68,242
$497,210Land $156,000Building $341,210
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 455 Burns Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 35 policies
Nearby Flood Policies
35 in force
Nearby Flood Claims
1 (2024)
Most Recent Claim
Jul 2024 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 455 Burns Rd is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 43% of the US · above 46% of Alabama
Wildfire Likelihood
0.07% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
NEW LONDON WATER & FP AUTHORITY serves 6,843 people · EPA ID AL0001437
Water Source
Groundwater
Last State Inspection
Dec 2023
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025