455 Bear Trl, Winter Park, CO 80482 Property Records

Grand County property record for 455 Bear Trl, Winter Park, CO 80482

Property Summary

Property Type	Townhouse
Details	3 bd · 4 ba · 2,183 sqft · built 2006
Lot Size	0.039 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$1,310,000 (Nov 2025)
Tax Bill	$4,826 (2025)
Deeds & Mortgages	Oct 2020 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R303968`

Property Details

APN / Parcel Number

Primary APN	`R303968`
Alternative APN	`158732432002`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,183 sqft
Gross Area	2,776 sqft
Basement Area	1,091 sqft
Finished Basement	1,091 sqft

Exterior

Year Built	Built 2006
Construction Type	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	1,742 sqft (0.039 acres)
Garage Area	273 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Account Number	R303968
Street Address	455 BEAR TRL
City	WINTER PARK
State	CO
Zip	80482-5350
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SUBD: BEAR CROSSING TOWN HOMES AMENDMENT NO 1 LOT: 2
Legal Subdivision	BEAR CROSSING TOWN HOMES AMENDMENT NO 1
Legal Block	32
Legal Lot Number	2
Jurisdiction	GRAND CO
Township / Civil Division	GRANBY
Census Block Group	1
Census Block	1050
Census Tract	204

Owner

455 Bear Trl, a townhouse, is owned by an individual who bought it in November 2025.

Source: Grand County records, as of January 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3131 E ALAMEDA AVE UNIT 1308, 1308, DENVER, CO 80209-3420
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Nov 12, 2025	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 6, 2014	Special Warranty Deed, Transfer · Conventional Mortgage BOKF NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2025 · Amount on File
Deed Sale	Nov 12, 2025 · Amount on File
Prior Sale	Jan 6, 2014 · Amount on File
Deed Document Number	2025009084
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Property Address	455 BEAR TRL, WINTER PARK, CO 80482-5350
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020010318
Date	Oct 29, 2020
Instrument	2020010318

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2040

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Property Address	455 BEAR TRL, WINTER PARK, CO 80482-5350
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022004071
Date	May 10, 2022
Instrument	2022004071

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	222 Months
Due	Nov 1, 2040

November 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GRAND CO
Recording Date	Nov 12, 2025
Property Address	455 BEAR TRL, WINTER PARK, CO 80482-5350
Document Number	2025009084
Map Reference	REC NO 2007-002715
Instrument Date	Oct 31, 2025
Instrument	2025009084
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$131.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	455 BEAR TRL, WINTER PARK, CO 80482-5350

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3131 E ALAMEDA AVE UNIT 1308, 1308, DENVER, CO 80209-3420

Mortgage

Document Number	2025009085
Date	Nov 12, 2025
Instrument	2025009085

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2040

January 2014: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GRAND CO
Recording Date	Jan 6, 2014
Property Address	455 BEAR TRL, WINTER PARK, CO 80482-5350
Document Number	2014000055
Map Reference	DOC2007002715
Instrument Date	Jan 3, 2014
Instrument	2014000055
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	TITLE COMPANY OF THE ROCKIES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 GREENWICH PLZ # PLZ1ST, 2, GREENWICH, CT 06830-6353

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7904 E 25TH DR, DENVER, CO 80238-3065
Investor	Possibly a Property Investor

Mortgage

Document Number	2014000056
Date	Jan 6, 2014
Instrument	2014000056

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 455 Bear Trl was $4,826, down 6.2% from the year before.

Source: Grand County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Grand County
Municipality	Winter Park Town
Unified School District	East Grand School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,826.00 (-6.16%)	$79,640 (-7.2%) Land $9,380 Building $70,260	$1,274,120 Land $150,000 Building $1,124,120
2024	$5,143.00 (+0.51%)	$85,820 (-) Land $8,480 Building $77,340
2023	$5,117.00 (+44.06%)	$85,820 (+58.19%) Land $8,480 Building $77,340	$1,280,850 (+64.1%) Land $126,570 Building $1,154,280
2022	$3,552.00	$54,250 Land $4,590 Building $49,660	$780,530 Land $66,000 Building $714,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 455 Bear Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 455 Bear Trl is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 64% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER PARK RANCH WSD serves 3,250 people · EPA ID CO0125844
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: ElektraFi, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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