455 Barclay Ct SE, Concord, NC 28025 Property Records

Cabarrus County property record for 455 Barclay Ct SE, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,454 sqft · built 2022
Lot Size	3.21 acres (139,828 sqft)
Owner	Individual Name on File
Tax Bill	$568 (2023)
Deeds & Mortgages	Aug 2022 Line of Credit Nov 2021 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12041A0001.300000`

Property Details

APN / Parcel Number

Primary APN	`12041A0001.300000`
Alternative APNs	`5630 49 8352` `3444950` `147048`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,454 sqft Living Area
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	139,828 sqft (3.21 acres)
Lot Width	819 ft Width
Garage Type	Mixed
Driveway	Driveway
Driveway Area	2,500 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	147048
Street Address	455 BARCLAY CT SE
City	CONCORD
State	NC
Zip	28025-9005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-1
Legal Description	TR 8 C E ISENHOUR ESTATE
Legal Subdivision	C E ISENHOUR ESTATE
Legal Tract	8
Jurisdiction	CABARRUS NC
Township / Civil Division	12, CONCORD
Census Block Group	2
Census Block	2002
Census Tract	42202

Owner

Source: Cabarrus County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	480 CORBAN AVE SE, CONCORD, NC 28025-2702
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Deed of Trust, Mortgage · Line of Credit UWHARRIE BANK
Nov 5, 2021	Deed of Trust, Mortgage · Construction Mortgage UWHARRIE BANK
Jul 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage UWHARRIE BANK
Jun 30, 2022	Deed of Trust, Mortgage · Construction Mortgage UWHARRIE BANK
Jun 14, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 14, 2021
Deed Sale	Jun 14, 2021
Deed Document Number	0015249260
Deed Book / Page	15249 / 260
Record Updated	Jun 7, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	455 BARCLAY CT SE, CONCORD, NC 28025-9005
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 BARCLAY CT SE, CONCORD, NC 28025-9005

Mortgage

Document Number	0001617390
Date	Aug 24, 2022
Book Page	16173/90

Lender

Name	UWHARRIE BANK
Type	Bank
Address	CONCORD, NC 28025

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 24, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	455 BARCLAY CT SE, CONCORD, NC 28025-9005
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 CORBAN AVE SE, CONCORD, NC 28025-2702

Mortgage

Document Number	0015634229
Date	Nov 5, 2021
Book Page	15634/229

Lender

Name	UWHARRIE BANK
Type	Bank
Address	CONCORD, NC 28025

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 5, 2022

Interest

Rate Type	Adjustable Rate
Index	1-Month LIBOR

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	455 BARCLAY CT SE, CONCORD, NC 28025-9005
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001610857
Date	Jul 11, 2022
Book Page	16108/57

Lender

Name	UWHARRIE BANK
Type	Bank
Address	ALBEMARLE, NC 28001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	455 BARCLAY CT SE, CONCORD, NC 28025-9005
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 CORBAN AVE SE, CONCORD, NC 28025-2702

Mortgage

Document Number	0001609730
Date	Jun 30, 2022
Book Page	16097/30

Lender

Name	UWHARRIE BANK
Type	Bank
Address	CONCORD, NC 28025

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 14, 2021
Property Address	455 BARCLAY CT SE, CONCORD, NC 28025-9005
Document Number	0015249260
Book / Page	15249 / 260
Instrument Date	Jun 14, 2021
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 71, CONCORD, NC 28026-0071

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 MEADOW OAKS DR SE, CONCORD, NC 28025-9602

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$568.00	$452,190 Land $46,540 Building $405,650	$452,190 Land $46,540 Building $405,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Nov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Uniti Group Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile USA.

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