455 Agate St, Laguna Beach, CA 92651 Property Records

Orange County property record for 455 Agate St, Laguna Beach, CA 92651

Property Summary

Property Type	Multi-Family Dwellings
Details	2 bd · 1,888 sqft · built 1926
Lot Size	0.069 acres (3,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$595,000 (Feb 2001)
Tax Bill	$12,113 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`644-262-02`

Property Details

APN / Parcel Number

Primary APN	`644-262-02`

Interior

Bedrooms	2 Beds
Building Area	1,888 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Multi-Family
Lot Area	3,001 sqft (0.069 acres)
Lot Dimensions	100 ft deep x 30 ft wide

Location & Zoning

Street Address	455 AGATE ST
City	LAGUNA BEACH
State	CA
Zip	92651-3323
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	A TR LAGUNA HEIGHTS # 3 BLK 29 LOT 6
Legal Subdivision	LAGUNA HEIGHTS #3
Legal Tract	415
Legal Block	29
Legal Lot Number	6
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2007
Census Tract	62620

Owner

Source: Orange County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	455 AGATE ST, LAGUNA BEACH, CA 92651-3323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jul 26, 2017	Deed of Trust, Mortgage CITYWIDE HMS LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2001 · Amount on Record
Deed Sale	Feb 13, 2001 · Amount on Record
Deed Document Number	200177612
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	455 AGATE ST, LAGUNA BEACH, CA 92651-3323
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 AGATE ST, LAGUNA BEACH, CA 92651-3323

Mortgage

Document Number	0000506180
Date	Sep 18, 2020
Instrument	2020000506180

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	455 AGATE ST, LAGUNA BEACH, CA 92651-3323
Document Number	0000314824
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 8, 2017
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	455 AGATE ST LAGUNA BEACH CA 926513323, LAGUNA BEACH, CA 92651-3323

Mortgage

Document Number	0000314824
Date	Jul 31, 2017
Instrument	314824

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,113.00 (+1.03%) Homeowner's exemption	$1,017,918 (+4.04%) Land $838,586 Building $179,332
2023	$11,989.00 (+2.81%) Homeowner's exemption	$978,392 Land $806,023 Building $172,369
2022	$11,661.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	15 (1981–2025)
Claims Outside the SFHA	15 of 15
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Apr 1998 · 4 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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