455 4th Ave S, Isle, MN 56342 Property Records

Mille Lacs County property record for 455 4th Ave S, Isle, MN 56342

Property Summary

Property Type	Single Family Home
Details	932 sqft · built 1940
Lot Size	0.221 acres (9,627 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (May 2023)
Tax Bill	$2,302 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-040-0880`

Property Details

APN / Parcel Number

Primary APN	`20-040-0880`

Interior

Building Area	932 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	9,627 sqft (0.221 acres)
Garage Type	Mixed
Garage Area	1,020 sqft
Parking Spaces	4 Parking Spaces
Deck Area	395 sqft

Location & Zoning

Street Address	455 4TH AVE S
City	ISLE
State	MN
Zip	56342-4574
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	& LOT 11 BLK 15
Legal Range	25
Legal Township	42
Legal Section	11
Legal Subdivision	ISLE TOWNSITE
Legal Block	15
Legal Lot Number	10
Jurisdiction	MILLE LACS MN
Township / Civil Division	ISLE
Census Block Group	1
Census Block	1048
Census Tract	970100

Owner

455 4th Ave S is owned by two individuals who bought it in May 2023.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2023 · Amount on File
Deed Sale	May 17, 2023 · Amount on File
Prior Sale	Apr 28, 2023 · Amount on File
Deed Document Number	2023436226
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	May 17, 2023
Property Address	455 4TH AVE S, ISLE, MN 56342-4574
Document Number	000A436226
Instrument Date	Apr 25, 2023
Instrument	A436226
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$726.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	455 4TH AVE S, ISLE, MN 56342-4574

Mortgage

Document Number	000A436227
Date	May 17, 2023
Instrument	A436227

Lender

Name	BAY EQUITY LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 455 4th Ave S was $2,302.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Isle City
Unified School District	Isle Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,302.00	$175,800 (-2.98%) Land $36,800 Building $139,000	$175,800 (-2.98%) Land $36,800 Building $139,000
2025		$181,200 Land $36,800 Building $144,400	$181,200 Land $36,800 Building $144,400
2023	$2,210.00	$167,700 Land $31,300 Building $136,400	$167,700 Land $31,300 Building $136,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 455 4th Ave S in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2011–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 455 4th Ave S is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Isle serves 820 people · EPA ID MN1480001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20