45495 Holman Ave, Harris, MN 55032 Property Records

Chisago County property record for 45495 Holman Ave, Harris, MN 55032

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,932 sqft · built 1907
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Aug 2026)
Tax Bill	$2,610 (2026)
Deeds & Mortgages	Aug 2026 Sale Aug 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-00555-00`

Property Details

APN / Parcel Number

Primary APN	`09-00555-00`
Alternative APNs	`3168301` `3363579` `3447231` `3977843`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,932 sqft Living Area
Gross Area	1,572 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1985
Exterior Material	Metal
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,742,400 sqft (40 acres)
Garage Area	1,352 sqft
Shed	1 Shed
Shed Area	224 sqft
Pole Barn	2,160 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	3977843
Street Address	45495 HOLMAN AVE
City	HARRIS
State	MN
Zip	55032-3023
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	NW1/4 OF SW1/4
Legal Range	021
Legal Township	036
Legal Section	15
Jurisdiction	CHISAGO MN
Township / Civil Division	SUNRISE
Census Block Group	3
Census Block	3023
Census Tract	110202

Owner

Source: Chisago County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3924 BELLAIRE AVE, SAINT PAUL, MN 55110-4538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Warranty Deed, Subdivision Related Transfer ANCONA TITLE
Aug 5, 2026	Quit Claim Deed, Transfer ANCONA TITLE
Jul 14, 2026	Quit Claim Deed, Transfer ANCONA TITLE
Jul 14, 2026	Quit Claim Deed, Transfer ANCONA TITLE
May 1, 2026	Affidavit, Transfer
May 1, 2026	Warranty Deed, Transfer · Conventional Mortgage PREMIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2026 · Amount on Record
Deed Sale	Aug 5, 2026 · Amount on Record
Prior Sale	May 1, 2026 · Amount on Record
Deed Document Number	2026695072
Prior Transfer Date	Jul 14, 2025
Prior Transfer Doc	0000685378
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHISAGO MN
Recording Date	Aug 5, 2026
Property Address	45495 HOLMAN AVE, HARRIS, MN 55032-3023
Document Number	0000695072
Instrument Date	Jun 10, 2026
Instrument	2026695072
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2026
Title Company	ANCONA TITLE

Transaction

Amount	Amount Recorded
Tax	$49,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3924 BELLAIRE AVE, SAINT PAUL, MN 55110-4538

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHISAGO MN
Recording Date	Aug 5, 2026
Property Address	45495 HOLMAN AVE, HARRIS, MN 55032-3023
Document Number	0000695071
Instrument Date	Jun 10, 2026
Instrument	2026695071
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	ANCONA TITLE

Transaction

Amount	Amount Recorded
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	79 LAKE ST N, FOREST LAKE, MN 55025-2502

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHISAGO MN
Recording Date	Jul 14, 2026
Property Address	45495 HOLMAN AVE, HARRIS, MN 55032-3023
Document Number	0000694473
Instrument Date	May 7, 2026
Instrument	2026694473
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	ANCONA TITLE

Transaction

Amount	Amount Recorded
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	79 LAKE ST N, FOREST LAKE, MN 55025-2502

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHISAGO MN
Recording Date	Jul 14, 2026
Property Address	45495 HOLMAN AVE, HARRIS, MN 55032-3023
Document Number	0000694474
Instrument Date	May 7, 2026
Instrument	2026694474
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	ANCONA TITLE

Transaction

Amount	Amount Recorded
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	79 LAKE ST N, FOREST LAKE, MN 55025-2502

May 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	CHISAGO MN
Recording Date	May 1, 2026
Property Address	45495 HOLMAN AVE, HARRIS, MN 55032-3023
Document Number	0000692603
Instrument Date	May 1, 2026
Instrument	2026692603
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45495 HOLMAN AVE, HARRIS, MN 55032-3023

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHISAGO MN
Recording Date	May 1, 2026
Property Address	45495 HOLMAN AVE, HARRIS, MN 55032-3023
Document Number	0000692605
Instrument Date	Apr 17, 2026
Instrument	2026.692605
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	ANCONA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$158,317.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	79 LAKE ST N, FOREST LAKE, MN 55025-2502

Mortgage

Document Number	0000692606,
Date	May 1, 2026
Instrument	2026.692606

Lender

Name	PREMIER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 23, 2031

Interest

Rate	6.22%
Max Rate	-1%

Tax Assessment & Valuation

Source: Chisago County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chisago County
County Subdivision	Sunrise Township
Unified School District	Rush City Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,610.00 (-17.87%)
2025	$3,178.00 (-1.97%) Homeowner's exemption
2024		$403,600 (+0.17%)	$424,500 (-1.19%)
2023	$3,242.00 (+10.35%) Homeowner's exemption	$402,900 (+16.88%)	$429,600 (+14.65%) Land $197,500 Building $232,100
2022	$2,938.00 (+0.2%) Homeowner's exemption	$344,700 (+24.62%)	$374,700 (+27.02%) Land $179,000 Building $195,700
2021	$2,932.00	$276,600	$295,000 Land $127,900 Building $167,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000

May also be available: ECE Fiber.

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