Orange County property record for 4549 Waterside Pointe Cir, Orlando, FL 32829
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,305 sqft · built 2002 |
| Lot Size | 0.117 acres (5,097 sqft) |
| Owner | Individual Name on File |
| Last Sale | $395,000 (Feb 2023) |
| Tax Bill | $4,955 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-23-31-2230-00-160 |
| Primary APN | 17-23-31-2230-00-160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,305 sqft Living Area |
| Gross Area | 1,829 sqft |
| 1st Floor Area | 1,305 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,097 sqft (0.117 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 84 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4549 WATERSIDE POINTE CIR |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32829-7223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | WATERSIDE ESTATES PH 1 48/100 LOT 16 |
| Legal Range | 31E |
| Legal Township | 23S |
| Legal Section | 17 |
| Legal Subdivision | WATERSIDE ESTS PH 1 |
| Legal Phase | 1 |
| Legal Tract | 2230 |
| Legal Lot Number | 16 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | UNION PARK |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 16753 |
4549 Waterside Pointe Cir is owned by an individual who bought it in February 2023.
Source: Orange County records, as of April 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 190 INDEPENDENCE LN, 351, MAITLAND, FL 32751-5670 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Dec 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FIN'L SVCS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2023 · Amount on File |
| Deed Sale | Feb 28, 2023 · Amount on File |
| Prior Sale | Feb 12, 2002 · Amount on File |
| Deed Document Number | 2023115499 |
| Prior Transfer Date | Apr 6, 2010 |
| Prior Transfer Doc | 0000342481 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Feb 28, 2023 |
| Property Address | 4549 WATERSIDE POINTE CIR, ORLANDO, FL 32829-7223 |
| Document Number | 0000115499 |
| Map Reference | MB 48 PG 100-105 |
| Instrument Date | Feb 24, 2023 |
| Instrument | 20230115499 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2023 |
| Title Company | MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,765.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4549 WATERSIDE POINTE CIR, ORLANDO, FL 32829-7223 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 190 INDEPENDENCE LN UNIT 351, 351, MAITLAND, FL 32751-5670 |
| Document Number | 0000115500 |
|---|---|
| Date | Feb 28, 2023 |
| Instrument | 20230115500 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 4549 WATERSIDE POINTE CIR, ORLANDO, FL 32829-7223 |
| Document Number | 0000026531 |
| Instrument Date | Dec 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2018 |
| Title Company | MORTGAGE TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 4549 WATERSIDE POINTE CIR ORLANDO FL 328297223, ORLANDO, FL 32829-7223 |
| Document Number | 0000026531 |
|---|---|
| Date | Jan 12, 2018 |
| Instrument | 26531 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 11, 2048 |
The 2025 property tax bill for 4549 Waterside Pointe Cir was $4,955, up 5.3% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $287,930 (-6.75%) Land $85,000 Building $202,930 | $287,930 (-7.32%) Land $85,000 Building $202,930 | |
| 2025 | $4,955.00 (+5.27%) Homeowner's exemption | $308,763 | $310,670 Land $85,000 Building $225,670 |
| 2024 | $4,707.00 (+195.85%) | ||
| 2023 | $1,591.00 (+6.42%) Homeowner's exemption | $111,070 (+3%) | $284,315 (+18.34%) Land $85,000 Building $199,315 |
| 2022 | $1,495.00 Homeowner's exemption | $107,835 | $240,246 Land $75,000 Building $165,246 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4549 Waterside Pointe Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4549 Waterside Pointe Cir is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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