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4549 Sidesaddle Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4549 Sidesaddle Trl, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,992 sqft · built 2024
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Last Sale$465,900 (Dec 2024)
Tax Bill$7,142 (2025)
Deeds & MortgagesDec 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN212630364300018520

Property Details

APN / Parcel Number

Primary APN212630364300018520

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,992 sqft Heated Area
Gross Area2,508 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,663 sqft (0.13 acres)
Garage TypeFinished
PorchOpen Porch
Porch Area116 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4549 SIDESADDLE TRL
CitySAINT CLOUD
StateFL
Zip34772-6325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEDGEWATER ED-4 LOT 1 REPLAT PB 33 PGS 1-5 LOT 852
Legal Lot Number1,852
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1004
Census Tract43209

Owner

Source: Osceola County records · APN 212630364300018520

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4549 SIDESADDLE TRL, SAINT CLOUD, FL 34772-6325
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 31, 2024 · Amount on Record
Deed SaleDec 31, 2024 · Amount on Record
Deed Document Number2024164221
Deed Book / Page6718 / 2263
Record UpdatedJun 08, 2026

December 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 31, 2024
Property Address4549 SIDESADDLE TRL, SAINT CLOUD, FL 34772-6325
Document Number0067182263
Book / Page6718 / 2263
Map ReferenceMB 33 PG 1-5
Instrument DateDec 27, 2024
Instrument2024164221
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyCAREFREE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,261.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5337 MILLENIA LAKES BOULEVARD STE 410, 410, ORLANDO, FL 32839-6302

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4549 SIDESADDLE TRL, SAINT CLOUD, FL 34772-6325

Mortgage

Document Number2024164222
DateDec 31, 2024
Instrument2024164222
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2055

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,142.00 Homeowner's exemption$348,800 Land $70,000 Building $278,800$348,800 Land $70,000 Building $278,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 78% of the US · above 67% of Florida
Wildfire LikelihoodAbout 1 in 169 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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