Yellowstone County property record for 4549 Pine Cove Rd, Billings, MT 59106
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,944 sqft · built 1983 |
| Lot Size | 0.248 acres (10,791 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $249,900 (Mar 2012) |
| Tax Bill | $3,042 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000C089340 |
| Primary APN | 000C089340 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,453 sqft Living Area |
| Gross Area | 2,580 sqft |
| 1st Floor Area | 1,128 sqft |
| 2nd Floor Area | 816 sqft |
| Basement Area | 636 sqft |
| Finished Basement | 509 sqft |
| Unfinished Basement | 127 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,791 sqft (0.248 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Area | 576 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 156 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 4549 PINE COVE RD |
|---|---|
| City | BILLINGS |
| State | MT |
| Zip | 59106-1332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-96 |
| Legal Description | LILLIS HEIGHTS SUBD, S29, T01 N, R25 E, BLOCK 5, LOT 19 |
| Legal Range | 25E |
| Legal Township | 01N |
| Legal Section | 29 |
| Legal Subdivision | LILLIS HEIGHTS SUBD |
| Legal Block | 5 |
| Legal Lot Number | 19 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | BILLINGS |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 1801 |
Source: Yellowstone County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4549 PINE COVE RD, BILLINGS, MT 59106-1332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jun 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ALTANA FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2012 · Amount on Record |
| Deed Sale | Mar 20, 2012 · Amount on Record |
| Deed Document Number | 20123617922 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 4549 PINE COVE RD, BILLINGS, MT 59106-1332 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003967265 |
|---|---|
| Date | Apr 8, 2021 |
| Instrument | 3967265 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 315 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 4549 PINE COVE RD, BILLINGS, MT 59106-1332 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003815863 |
|---|---|
| Date | Jun 6, 2017 |
| Instrument | 3815863 |
| Name | ALTANA FCU |
|---|---|
| Type | Credit Union |
| Address | BILLINGS, MT 59102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| Municipality | Billings City |
| County | Yellowstone County |
| Elementary School District | Billings Elementary School District (PK - 08) |
| Secondary School District | Billings High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $459,300 (+6.32%) Land $104,705 Building $354,595 | $459,300 (+6.32%) Land $104,705 Building $354,595 | |
| 2025 | $3,042.00 (-21.09%) | ||
| 2023 | $3,855.00 | $432,000 | $432,000 Land $95,802 Building $336,198 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 70% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisp West Fixed Wireless | 200 / 100 |
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