4549 Melody Dr, Concord, CA 94521 Property Records

Contra Costa County property record for 4549 Melody Dr, Concord, CA 94521

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,540 sqft · built 1980
Lot Size	0.033 acres (1,430 sqft)
Owner	Individual Name on Record
Last Sale	$665,000 (May 2022)
Tax Bill	$8,775 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Oct 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`133-571-023`

Property Details

APN / Parcel Number

Primary APN	`133-571-023`
Alternative APN	`133-571-023-0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,540 sqft Living Area
1st Floor Area	770 sqft
2nd Floor Area	770 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1996
Architectural Style	Townhouse
Lot Area	1,430 sqft (0.033 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	4549 MELODY DR
City	CONCORD
State	CA
Zip	94521-2876
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RPD
Legal Description	TRACT 5244 LOT 11
Legal Subdivision	SUBDIVISION 5244
Legal Tract	5244
Legal Lot Number	11
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1000
Census Tract	334007

Owner

Source: Contra Costa County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4549 MELODY DR, CONCORD, CA 94521-2876
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Oct 13, 2021	Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE OF CA INC
Oct 13, 2021	Grant Deed, Transfer · Conventional Mortgage EXCEL REALTY & MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2022 · Amount on Record
Deed Sale	May 5, 2022 · Amount on Record
Prior Sale	Oct 13, 2021 · Amount on Record
Deed Document Number	202277959
Prior Transfer Date	Dec 8, 2004
Prior Transfer Doc	0000471516
Record Updated	Sep 20, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 5, 2022
Property Address	4549 MELODY DR, CONCORD, CA 94521-2876
Document Number	0000077959
Map Reference	MB 225 PG 33
Instrument Date	Apr 19, 2022
Instrument	2022-077959
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4549 MELODY DR, CONCORD, CA 94521-2876

Mortgage

Document Number	0000077960
Date	May 5, 2022
Instrument	2022-077960

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jun 1, 2027
Change Frequency	6 Months
Min Rate At Change	3.25%
Max Rate At Change	6.37%
Index	Other
Max Rate	9.37%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 13, 2021
Property Address	4549 MELODY DR, CONCORD, CA 94521-2876
Document Number	0000282787
Map Reference	MB 225 PG 33
Instrument Date	Oct 13, 2021
Instrument	2021-282787
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4549 MELODY DR, CONCORD, CA 94521-2876

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 13, 2021
Property Address	4549 MELODY DR, CONCORD, CA 94521-2876
Document Number	0000282786
Map Reference	MB 257 PG 43
Instrument Date	Sep 30, 2021
Instrument	2021-282786
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4549 MELODY DR, CONCORD, CA 94521-2876

Mortgage

Document Number	0000282788
Date	Oct 13, 2021
Instrument	2021-282788

Lender

Name	EXCEL REALTY & MORTGAGE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$650,000 (-7.89%) Land $390,978 Building $259,022
2025	$8,775.00 (+4.51%)	$705,703 (+4.04%) Land $424,483 Building $281,220
2023	$8,396.00 (+25.29%)	$678,300 Land $408,000 Building $270,300
2022	$6,701.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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