4549 Estates Cir, Loxahatchee, FL 33470 Property Records

Palm Beach County property record for 4549 Estates Cir, Loxahatchee, FL 33470

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,423 sqft · built 2022
Lot Size	0.284 acres (12,410 sqft)
Owner	Individual Name on Record
Last Sale	$1,190,000 (Sep 2024)
Tax Bill	$19,854 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Sep 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`77-41-43-07-03-000-0550`

Property Details

APN / Parcel Number

Primary APN	`77-41-43-07-03-000-0550`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,423 sqft Living Area
Gross Area	4,815 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Tile
Lot Area	12,410 sqft (0.284 acres)
Porch	Open Porch
Porch Area	527 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4549 ESTATES CIR
City	LOXAHATCHEE
State	FL
Zip	33470-7054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	ESTATES OF WESTLAKE LT 55
Legal Lot Number	55
Jurisdiction	PALM BEACH FL
Township / Civil Division	ROYAL PALM BEACH-WEST JUPITER
Census Block Group	1
Census Block	1002
Census Tract	7850

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4549 ESTATES CIR, LOXAHATCHEE, FL 33470-7054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Sep 16, 2024	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Sep 6, 2022	Special Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2024 · Amount on Record
Deed Sale	Sep 16, 2024 · Amount on Record
Prior Sale	Sep 6, 2022 · Amount on Record
Deed Document Number	20240319487
Deed Book / Page	35270 / 1602
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	4549 ESTATES CIR, LOXAHATCHEE, FL 33470-7054
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4549 ESTATES CIR, WESTLAKE, FL 33470-7054

Mortgage

Document Number	0348051177
Date	Jan 31, 2024
Book Page	34805/1177
Instrument	20240035608

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2044

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Sep 16, 2024
Property Address	4549 ESTATES CIR, LOXAHATCHEE, FL 33470-7054
Document Number	0352701602
Book / Page	35270 / 1602
Map Reference	MB 131 PG 108
Instrument Date	Sep 3, 2024
Instrument	20240319487
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	ELITE TITLE 1 LLC, ELITE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5546 SAINT ARMANDS WAY, WESTLAKE, FL 33470-2210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4549 ESTATES CIR, WESTLAKE, FL 33470-7054

Mortgage

Document Number	20240319488
Date	Sep 16, 2024
Instrument	20240319488

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

September 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Sep 6, 2022
Property Address	4549 ESTATES CIR, LOXAHATCHEE, FL 33470-7054
Document Number	0338190762
Book / Page	33819 / 762
Map Reference	MB 131 PG 108
Instrument Date	Aug 31, 2022
Instrument	20220369009
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,790.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4400 W SAMPLE RD # RD200, RD200, COCONUT CREEK, FL 33073-3470

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4549 ESTATES CIR, WESTLAKE, FL 33470-7054

Mortgage

Document Number	0033819764
Date	Sep 6, 2022
Instrument	33819/764

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Westlake City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,854.00 (+34.3%)	$863,853 (+29.55%) Land $199,856 Building $663,997	$863,853 (+24.12%) Land $199,856 Building $663,997
2023	$14,783.00 (+427.4%) Homeowner's exemption	$666,805 (+281.03%)	$695,992 (+297.71%) Land $192,000 Building $503,992
2022	$2,803.00	$175,000 Land $175,000	$175,000 Land $175,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 438 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	438 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Xfinity.

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