1. Home
  2. Kentucky
  3. McCracken County
  4. Paducah
  5. Cairo Rd

4549 Cairo Rd, Paducah, KY 42001 Property Records

McCracken County property record for 4549 Cairo Rd, Paducah, KY 42001 · Last verified January 2026

Property Summary

Property TypeCommercial
Lot Size5.25 acres (228,690 sqft)
Owner2 Individual Names on File
Tax Bill$928 (2025)
Deeds & MortgagesJun 2026 Mortgage
Flood ZoneZone X (moderate risk)
APN085-30-00-021

Property Details

APN / Parcel Number

Primary APN085-30-00-021
Alternative APN
  • 21770

Exterior

Lot Area228,690 sqft (5.25 acres)

Location & Zoning

Account Number21770
Street Address4549 CAIRO RD
CityPADUCAH
StateKY
Zip42001-9000
Property CategoryCommercial
Property TypeCommercial > Retail
Legal Description16-21-7 5.25 AC CAIRO RD
JurisdictionMCCRACKEN KY
Township / Civil DivisionPADUCAH
Census Block Group1
Census Block1013
Census Tract31401

Owner

Source: McCracken County records · APN 085-30-00-021

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7030 GAGE RD, KEVIL, KY 42053-9136
Owner TypeIndividual
VestingEstate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Deed Document Number0000108864
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCCRACKEN KY
Recording DateJun 23, 2026
Property Address4549 CAIRO RD, PADUCAH, KY 42001-9000
Document Number0000849420
Book / Page1884 / 801
Instrument DateJun 02, 2026
Instrument2026849420
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address7030 GAGE RD, KEVIL, KY 42053-9136

Mortgage

Document Number0000849420,
DateJun 23, 2026
Book Page1884/801
Instrument2026849420
Lender
NameCOMMUNITY FINANCIAL SERVICES BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJun 02, 2036
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: McCracken County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateKentucky
CountyMcCracken County
Unified School DistrictMcCracken County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$928.00 (+19.59%)$91,400 (+15.11%)$91,400 (+15.11%)
2023$776.00 (-1.65%)$79,400 (-)$79,400 (-)
2022$789.00$79,400$79,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McCracken County (21145C), updated November 2, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211450314011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Flood Insurance CostPremium on Record
median of 14 individual NFIP policies nearby
Nearby Flood Policies14 in force
Nearby Flood Claims2 (2019)
Most Recent ClaimFeb 2019, river or lake flooding, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Cairo Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures