45487 Rathmore Dr, Macomb, MI 48044 Property Records

Macomb County property record for 45487 Rathmore Dr, Macomb, MI 48044

Property Summary

Property Type	Condominium
Details	2.5 ba · 1,322 sqft · built 2004
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$174,900 (Aug 2015)
Tax Bill	$3,686 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-08-34-302-071`

Property Details

APN / Parcel Number

Primary APN	`20-08-34-302-071`
Alternative APN	`0834302071`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,322 sqft Living Area
1st Floor Area	926 sqft
Basement Area	926 sqft
Unfinished Basement	926 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Lot Area	43,560 sqft (1 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45487 RATHMORE DR
City	MACOMB
State	MI
Zip	48044-6324
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2
Legal Description	WINDEMERE FARMS CONDO MCCP NO. 758 BLDG 15 UNIT 71
Legal Subdivision	WINDEMERE FARMS
Legal Unit	71
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2021
Census Tract	224202

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45487 RATHMORE DR, MACOMB, MI 48044-6324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Aug 22, 2023	Deed of Trust, Mortgage · VA Mortgage MORTGAGE 1 INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2015 · Amount on Record
Deed Sale	Aug 11, 2015 · Amount on Record
Prior Sale	Jan 5, 2007 · Amount on Record
Deed Document Number	2015100800
Deed Book / Page	23561 / 650
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Recording Date	Apr 24, 2026
Property Address	45487 RATHMORE DR, MACOMB, MI 48044-6324
Document Number	0000039270
Book / Page	30630 / 337
Instrument Date	Apr 17, 2026
Instrument	202639270
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45487 RATHMORE DR, MACOMB, MI 48044-6324

Mortgage

Document Number	0000039270,
Date	Apr 24, 2026
Book Page	30630/337
Instrument	202639270

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	45487 RATHMORE DR, MACOMB, MI 48044-6324
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45487 RATHMORE DR 71, 71, MACOMB, MI 48044-6324

Mortgage

Document Number	2300072017
Date	Aug 22, 2023
Book Page	29266/298
Instrument	202300072017

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,000 (+1.92%)	$286,000 (+1.92%)
2025	$3,686.00 (+9.05%) Homeowner's exemption	$140,300 (+31.74%)	$280,600 (+31.74%)
2023		$106,500	$213,000
2022	$3,380.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, WOW Internet, Cable & Phone.

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