45486 Oak Grove Dr, Three Rivers, CA 93271 Property Records

Tulare County property record for 45486 Oak Grove Dr, Three Rivers, CA 93271

Property Summary

Property TypeRural Home
Details3 bd · 2.5 ba · 1,660 sqft · built 1971
Lot Size0.504 acres (21,949 sqft)
OwnerIndividual Name on File
Last Sale$647,000 (Oct 2021)
Tax Bill$7,325 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Jan 2017 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN069-324-001-000

Property Details

APN / Parcel Number

Primary APN069-324-001-000
Alternative APNs
  • 069-324-001
  • 06932401000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,660 sqft Living Area
1st Floor Area1,660 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Construction TypeWood
Lot Area21,949 sqft (0.504 acres)
Garage TypeCarport
Garage Area390 sqft
CarportCarport
Carport Area390 sqft
Parking Spaces1 Parking Space
Deck Area414 sqft
Patio Area414 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number069-324-001
Street Address45486 OAK GROVE DR, 3
CityTHREE RIVERS
StateCA
Zip93271-9716
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRA
Legal DescriptionTR NO 459 UNIT 2 LT 30
Legal SubdivisionTRACT NO 459
Legal Tract459
Legal Lot Number30
JurisdictionTULARE CA
Township / Civil DivisionWOODLAKE-THREE RIVERS
Census Block Group2
Census Block2006
Census Tract101

Owner

45486 Oak Grove Dr is owned by an individual who bought it in October 2021.

Source: Tulare County records, as of October 5, 2026

Owner of RecordIndividual Name on File
Mailing Address45486 OAK GROVE DR, THREE RIVERS, CA 93271-9716
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2021Grant Deed, Transfer · Conventional Mortgage
COUNTRY CLUB MORTGAGE INC
Jan 11, 2017Loan Modification, Mortgage · FHA Mortgage
BANK OF AMERICA
Jan 5, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 7, 2021 · Amount on File
Deed SaleOct 7, 2021 · Amount on File
Prior SaleJun 28, 2017 · Amount on File
Deed Document Number202174963
Prior Transfer DateMay 22, 2012
Prior Transfer Doc0000032710
Record UpdatedOct 29, 2026

October 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionTULARE CA
Recording DateOct 7, 2021
Property Address45486 OAK GROVE DR, THREE RIVERS, CA 93271-9716
Document Number0000074963
Map ReferenceVOL 25 PG 23
Instrument DateAug 24, 2021
Instrument2021-0074963
Transaction TypeTransfer
Record UpdatedOct 15, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address45486 OAK GROVE DR, THREE RIVERS, CA 93271-9716

Mortgage

Document Number0000074964
DateOct 7, 2021
Instrument2021-0074964
Lender
NameCOUNTRY CLUB MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2051

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionTULARE CA
Property Address45486 OAK GROVE DR, THREE RIVERS, CA 93271-9716
Document Number0000003998
Instrument DateJan 11, 2017
Transaction TypeMortgage
Record UpdatedAug 15, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address45486 OAK GROVE DR THREE RIVERS CA 932719716, THREE RIVERS, CA 93271-9716

Mortgage

Document Number0000003998
DateJan 24, 2017
Instrument3998
Lender
NameBANK OF AMERICA
TypeBank
AddressBROOMFIELD, CO 80021
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 23, 2047
Interest
Rate TypeFixed Rate
Rate3.62%

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTULARE CA
Property Address45486 OAK GROVE DR, THREE RIVERS, CA 93271-9716
Document Number0000003999
Instrument DateJan 5, 2017
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address45486 OAK GROVE DR THREE RIVERS CA 932719716, THREE RIVERS, CA 93271-9716

Mortgage

Document Number0000003999
DateJan 24, 2017
Instrument3999
Lender
NameHUD-HOUSING/URBAN DEV
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 45486 Oak Grove Dr was $7,325.

Source: Tulare County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyTulare County
Secondary School DistrictWoodlake Unified School District (9-12) (09 - 12)
Elementary School DistrictThree Rivers Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$700,331 (+2%) Land $135,304 Building $565,027
2025$7,325.00$686,600 Land $132,651 Building $553,949
2023$7,053.00 (+2.29%)$659,940 Land $127,500 Building $532,440
2022$6,895.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 45486 Oak Grove Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims2 (2023)
Most Recent ClaimMar 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Mar 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45486 Oak Grove Dr is extreme, ranking above 97.7% of the US, with a 3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 97.7% of the US · above 88% of California
Wildfire Likelihood3% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSIERRA KING HOMEOWNERS ASSN
private · serves 124 people · EPA ID CA5400940
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

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