4548 Whetstone Rd, Sevierville, TN 37862 Property Records

Sevier County property record for 4548 Whetstone Rd, Sevierville, TN 37862

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,792 sqft · built 2003
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Sep 2019)
Tax Bill	$2,631 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`078122E A 06300`

Property Details

APN / Parcel Number

Primary APN	`078122E A 06300`
Alternative APN	`122E A 06300`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,792 sqft Living Area
1st Floor Area	1,120 sqft
Upper Floors Area	1,120 sqft
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	45,302 sqft (1.04 acres)
Terrain	Mountain
Pool Area	1 sqft
Porch	Open Porch
Porch Area	720 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	4548 WHETSTONE RD
City	SEVIERVILLE
State	TN
Zip	37862
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	DISTRICT: 06 UNIT 4 PHASE 1, COUNTY AREA: I01
Legal Subdivision	HOMESTEAD IN WEARS VALLEY
Legal Lot Number	78
Jurisdiction	SEVIER TN
Township / Civil Division	2
Census Block Group	2
Census Block	2038
Census Tract	80901

Owner

Source: Sevier County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5780 ALBION RD, OAKFIELD, NY 14125-9603
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Sep 20, 2019	Warranty Deed, Transfer · Conventional with PMI BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2019 · Amount on Record
Deed Sale	Sep 20, 2019 · Amount on Record
Prior Sale	Feb 25, 2015 · Amount on Record
Deed Document Number	19029430
Deed Book / Page	5395 / 468
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEVIER TN
Property Address	4548 WHETSTONE RD, SEVIERVILLE, TN 37862
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060540031
Date	Mar 18, 2022
Book Page	6054/31
Instrument	22013088

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2042

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEVIER TN
Recording Date	Sep 20, 2019
Property Address	4548 WHETSTONE RD, SEVIERVILLE, TN 37862
Document Number	0053950468
Book / Page	005395 / 000468
Instrument Date	Sep 18, 2019
Instrument	29430
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,498.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5780 ALBION RD OAKFIELD NY 141259603, OAKFIELD, NY 14125-9603

Mortgage

Document Number	53950471
Date	Sep 20, 2019
Book Page	005395/000471
Instrument	29431

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2049

Tax Assessment & Valuation

Source: Sevier County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sevier County
Unified School District	Sevier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,631.00 (+60.04%)	$177,760 (+6%) Land $21,600 Building $156,160
2023		$111,100 Land $13,500 Building $97,600
2021	$1,644.00		$444,400 Land $54,000 Building $390,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2002–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 96% of Tennessee
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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