Lincoln County property record for 4548 Stonesthrow Dr, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,970 sqft · built 2005 |
| Lot Size | 0.563 acres (24,524 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,325,000 (Jan 2026) |
| Tax Bill | $6,919 (2026) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Aug 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4615-45-3921 |
| Primary APN | 4615-45-3921 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,970 sqft Living Area |
| Basement Area | 1,892 sqft |
| Finished Basement | 1,495 sqft |
| Unfinished Basement | 397 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Custom Design |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 24,524 sqft (0.563 acres) |
| Loading Dock | 666 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 315412 |
|---|---|
| Street Address | 4548 STONESTHROW DR |
| City | DENVER |
| State | NC |
| Zip | 28037-8362 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-SF |
| Legal Description | #5 LOT AURORA LAKE LOTS |
| Legal Subdivision | AURORA LANE LTS |
| Legal Lot Number | 5 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 71203 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4548 STONESTHROW DR, DENVER, NC 28037-8362 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO |
| Aug 31, 2017 | Deed of Trust, Mortgage · Line of Credit PEOPLES BK |
| Sep 1, 2017 | Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESID'L MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2026 · Amount on Record |
| Deed Sale | Jan 23, 2026 · Amount on Record |
| Prior Sale | Sep 1, 2017 · Amount on Record |
| Deed Document Number | 2026704668 |
| Deed Book / Page | 3472 / 804 |
| Prior Transfer Date | Jan 7, 2021 |
| Prior Transfer Doc | 0002994700 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jan 23, 2026 |
| Property Address | 4548 STONESTHROW DR, DENVER, NC 28037-8362 |
| Document Number | 0003472804 |
| Book / Page | 3472 / 804 |
| Map Reference | MB 12 PG 243 |
| Instrument Date | Jan 8, 2026 |
| Instrument | 704668 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,650.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 253 MILFORD CIR, MOORESVILLE, NC 28117-7001 |
| Name | Verified Name |
|---|---|
| Address | 4548 STONESTHROW DR, DENVER, NC 28037-8362 |
| Document Number | 0000704669 |
|---|---|
| Date | Jan 23, 2026 |
| Instrument | 704669 |
| Name | FIRST STATE BANK OF ST CHARLES MO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 4548 STONESTHROW DR, DENVER, NC 28037-8362 |
| Document Number | 2690518 |
| Instrument Date | Aug 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10325 CAMINITO CUERVO #207 SAN DIEGO CA 921081855, 207, SAN DIEGO, CA 92108-1855 |
| Document Number | 2690518 |
|---|---|
| Date | Sep 1, 2017 |
| Book Page | 002690/000518 |
| Instrument | 567574 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | NEWTON, NC 28658 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 31, 2032 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Sep 1, 2017 |
| Property Address | 4548 STONESTHROW DR, DENVER, NC 28037-8362 |
| Document Number | 2690505 |
| Book / Page | 002690 / 000505 |
| Instrument Date | Aug 21, 2017 |
| Instrument | 567572 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,580.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4548 STONESTHROW DR DENVER NC 280378362, DENVER, NC 28037-8362 |
| Document Number | 2690508 |
|---|---|
| Date | Sep 1, 2017 |
| Book Page | 002690/000508 |
| Instrument | 567573 |
| Name | PRIMARY RESID'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 31, 2047 |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,919.00 (+0.64%) | $1,113,367 (-) Land $313,721 Building $799,646 | $1,113,367 (-) Land $313,721 Building $799,646 |
| 2025 | $6,875.00 (+0.61%) | $1,113,367 (-) Land $313,721 Building $799,646 | $1,113,367 (-) Land $313,721 Building $799,646 |
| 2023 | $6,833.00 | $1,113,367 Land $313,721 Building $799,646 | $1,113,367 Land $313,721 Building $799,646 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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