St. Louis City property record for 4548 Harris Ave, Saint Louis, MO 63115
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,580 sqft · built 1911 |
| Lot Size | 0.122 acres (5,325 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,300 (Jan 2006) |
| Tax Bill | $416 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2023 Mortgage + 1 more |
| APN | 3549-9-130.000 |
| Primary APN | 3549-9-130.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,580 sqft Living Area |
| 1st Floor Area | 1,290 sqft |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1916 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 5,325 sqft (0.122 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4548 HARRIS AVE |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63115-3131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | C. B. 3549 HARRIS AVE 40 FT X 142 FT 6 IN FLORISSANT ADDN LOT 5 E 6 |
| Legal Subdivision | FLORISSANT ADDN |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | ST LOUIS CITY MO |
| Township / Civil Division | ST. LOUIS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 109600 |
4548 Harris Ave is owned and occupied by two individuals who bought it in January 2006.
Source: St. Louis City records, as of June 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4548 HARRIS AVE, SAINT LOUIS, MO 63115-3131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 3, 2025 | Deed of Trust, Mortgage · FHA Mortgage PHH MORTGAGE SERVICES CORP |
| Mar 8, 2023 | Deed of Trust, Mortgage · FHA Mortgage PHH MORTGAGE SERVICES CORP |
| Feb 26, 2020 | Loan Modification, Mortgage · FHA Mortgage PHH MTG SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2006 · Amount on File |
| Deed Sale | Jan 18, 2006 · Amount on File |
| Prior Sale | May 12, 2003 · Amount on File |
| Deed Document Number | 2006506 |
| Prior Transfer Date | Apr 29, 2003 |
| Prior Transfer Doc | 0000000025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS CITY MO |
| Property Address | 4548 HARRIS AVE, SAINT LOUIS, MO 63115-3131 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4548 HARRIS AVE, SAINT LOUIS, MO 63115-3131 |
| Document Number | 0000000031 |
|---|---|
| Date | Oct 3, 2025 |
| Instrument | 10032025-0031 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | WEST PALM BEACH, FL 33416 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 474 Months |
| Due | Apr 1, 2065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS CITY MO |
| Property Address | 4548 HARRIS AVE, SAINT LOUIS, MO 63115-3131 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4548 HARRIS AVE, SAINT LOUIS, MO 63115-3131 |
| Document Number | 0000000010 |
|---|---|
| Date | Mar 8, 2023 |
| Instrument | 03082023-0010 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | WEST PALM BEACH, FL 33416 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 314 Months |
| Due | May 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS CITY MO |
| Property Address | 4548 HARRIS AVE, SAINT LOUIS, MO 63115-3131 |
| Document Number | 0005260076 |
| Instrument Date | Feb 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 4548 HARRIS AVE ST LOUIS MO 631153131, ST LOUIS, MO 63115-3131 |
| Document Number | 0005260076 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 200526000076 |
| Name | PHH MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | WEST PALM BEACH, FL 33416-9838 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 25, 2050 |
| Rate | 5% |
|---|
The 2025 property tax bill for 4548 Harris Ave was $416.
Source: St. Louis City assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | St. Louis City |
| Unified School District | St. Louis City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,740 (-) Land $610 Building $4,130 | ||
| 2025 | $416.00 | $4,740 Land $610 Building $4,130 | $24,928 Land $3,200 Building $21,728 |
| 2023 | $392.00 (-1.75%) | $4,580 (+1.78%) Land $610 Building $3,970 | $24,106 Land $3,211 Building $20,895 |
| 2022 | $399.00 | $4,500 Land $610 Building $3,890 | |
| 2021 | $23,684 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 4548 Harris Ave.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4548 Harris Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST LOUIS CITY PWS serves 304,709 people · EPA ID MO6010715 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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